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Personal Financing

Finance made simple

We help people just like you to make a personal loan and personal finance simple. The process we follow for our personal loans is like a road map in getting from A to B using the fastest route possible. With 15 years of finance industry experience, there’s not much we haven’t seen or done. This experience allows us to provide you with an even better result. We provide simple and clear finance information.

It’s easy if you know how

We make personal loans and finance easy because we start with the basics when we provide personal loan advice, we ask you the obvious questions like what you want to buy and how much you want to spend. These details can make a big difference to your final quote. We’ll also explain the things you can look for that will bring the loan cost down. From there, we look at your personal financial situation and compare suitable options. We’ll even check your credit report as this may help you get you a better deal. After that, we present our recommendations in an easy to understand, written quote.

Personal loan approvals

When we provide personal finance, we do the paperwork for you and sell your application to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job. Then, once your application is approved, we then work with you until your personal loan is deposited into your bank account.

Approval to bank deposit – we make that easy too

Our team are experts in making the paperwork part of the process run smoothly, that’s why so many people choose us for their personal loan approvals. In other words, all you have to do is make sure you are happy that the personal finance paperwork meets with your requirements and then wait for our call to tell you to check your bank balance. We make the personal loan process, as easy as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Above and beyond

Michael was awesome he went above and beyond to help us and we wouldn’t have our new DMax without him Yes I would recommend him to anyone 5 stars for you M…

- By Colin Cotten 2 weeks ago

Client Feedback

Absolutely amamzing. Did everything everyone else couldn’t and made everything Happen!! 100% the best

- By Anonymous 3 weeks ago

Fantastic service

I actually rang Michael by mistake but oh boy am I glad I did . Michael went out of his way to help finance this deal and was in constant contact with us every …

- By Allan Slatcher 1 month ago

Great experience

Whole process was easy and relaxed with no pressure to get any thing done in a hurry. all steps were explained in full and when suiting me.

- By Robert Bowen 1 month ago

Highly Recommended!

A really professional service from Michael. Helped all the way till the loan get approved. The key is to trust him. He works beyond his job, where you can almos…

- By Almiro Cadion 2 months ago

Fantastic

Fantastic service, Micheal was always great to talk to, always kept me upto date on everything and explained everything in great detail.

- By Anonymous 2 months ago

You Can Finance is rated 5 for customer satisfaction by 22 customers

Questions

How can I get a great personal loan?

The right personal loan for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing a personal loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

How much can I borrow?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll give you with some numbers.

How long does it take to get a personal loan?

Not long at all. You can request a Quick Quote online and we’ll have it back to you in no time at all. Alternatively, we can chat over the phone to find out what you’re looking for and then email or post it you in writing. Either way, as quickly as you can answer the questions relevant to your situation, we can give you a quote.

I have bad credit, can I still get a personal loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

I am self-employed, does this make a difference?

Yes, it can sometimes mean that there may be a little less or a little more paperwork. It’ll depend upon your individual circumstances.

Hints and tips

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 15 years of industry experience and are confident that we can assist you in finding a great deal.

Can a broker improve my credit rating?

Each time you put in an application and it gets declined, it generally counts against you. An experienced broker will never lodge a loan application unless they are pretty sure it meets all of the lender’s criteria for approval prior to submission. If the broker is not sure, they’ll generally discuss their concerns with the lender prior to submitting the application and get agreement subject to final verification, that your application meets all of the basic criteria for approval. By doing this, it helps to protect your credit score and in turn, your overall credit rating.