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Personal Financing

Finance made simple

We help people just like you to make a personal loan and personal finance simple. The process we follow for our personal loans is like a road map in getting from A to B using the fastest route possible. With 15 years of finance industry experience, there’s not much we haven’t seen or done. This experience allows us to provide you with an even better result. We provide simple and clear finance information.

It’s easy if you know how

We make personal loans and finance easy because we start with the basics when we provide personal loan advice, we ask you the obvious questions like what you want to buy and how much you want to spend. These details can make a big difference to your final quote. We’ll also explain the things you can look for that will bring the loan cost down. From there, we look at your personal financial situation and compare suitable options. We’ll even check your credit report as this may help you get you a better deal. After that, we present our recommendations in an easy to understand, written quote.

Personal loan approvals

When we provide personal finance, we do the paperwork for you and sell your application to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job. Then, once your application is approved, we then work with you until your personal loan is deposited into your bank account.

Approval to bank deposit – we make that easy too

Our team are experts in making the paperwork part of the process run smoothly, that’s why so many people choose us for their personal loan approvals. In other words, all you have to do is make sure you are happy that the personal finance paperwork meets with your requirements and then wait for our call to tell you to check your bank balance. We make the personal loan process, as easy as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

My go too when needing finance

Excellent service quick and stress free Michael took the stress out of the loan process, and got us the best interest rate

- By Anonymous 2 weeks ago

Excellent!

Outstanding service and knowledge from Michael. A pleasure to deal with and very prompt. Certainly worth engaging the services of a knowledgeable broker rather …

- By Anonymous 2 months ago

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 2 months ago

Client Feedback

we had a gentleman called Michael Bowlng he is fantastic person to deal with and he cares about his clients, he goes above and beyond to help in every way he ca…

- By Annette Saxby 2 months ago

Cannot recommend enough!

Cannot recommend Michael enough! He made the whole process on getting my car super easy and dealt with any issues that arose along the way. It was my first time…

- By Mikaela Callender 3 months ago

Top job

Yes I would buy with you guys again Michel made the experience so easy

- By Nathan Lutiger 5 months ago

You Can Finance is rated 4.9 for customer satisfaction by 13 customers

Questions

How can I get a great personal loan?

The right personal loan for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing a personal loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

How much can I borrow?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll give you with some numbers.

How long does it take to get a personal loan?

Not long at all. You can request a Quick Quote online and we’ll have it back to you in no time at all. Alternatively, we can chat over the phone to find out what you’re looking for and then email or post it you in writing. Either way, as quickly as you can answer the questions relevant to your situation, we can give you a quote.

I have bad credit, can I still get a personal loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

I am self-employed, does this make a difference?

Yes, it can sometimes mean that there may be a little less or a little more paperwork. It’ll depend upon your individual circumstances.

Hints and tips

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 15 years of industry experience and are confident that we can assist you in finding a great deal.

Can a broker improve my credit rating?

Each time you put in an application and it gets declined, it generally counts against you. An experienced broker will never lodge a loan application unless they are pretty sure it meets all of the lender’s criteria for approval prior to submission. If the broker is not sure, they’ll generally discuss their concerns with the lender prior to submitting the application and get agreement subject to final verification, that your application meets all of the basic criteria for approval. By doing this, it helps to protect your credit score and in turn, your overall credit rating.