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Classic Car Loan

Finance made simple

We help people just like you to make a classic car loan or classic car finance simple. The process we follow for our classic car finance is like a road map in getting from A to B using the fastest route possible. With 15 years of finance industry experience, there’s not much we haven’t seen or done. This experience ensures that you’ll feel great about both your classic car and your loan. We provide simple and clear classic car finance information.

It’s easy if you know how

We make classic car finance easy because we start with the basics when we provide classic car loan recommendations. We ask you the obvious questions like what you want to buy and how much you want to spend. These details can make a big difference to our recommendations. We’ll also explain the things you can look for in a car that will bring the car finance cost down. From there, we look at your personal financial situation and compare suitable options. After that, we present them in an easy to understand, written quote.

Classic car loan approvals

When we provide car finance, we do the paperwork for you and sell your loan to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job.

Approval to delivery – we make that easy too

Our team are experts in making the paperwork part of the process run smoothly, that’s why so many people choose us for their car loan approval. In other words, all you have to do is make sure you are happy that the car finance paperwork meets with your requirements and then wait for our call to tell you to pick up the keys. We make the classic car finance as easy as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 3 days ago

Client Feedback

we had a gentleman called Michael Bowlng he is fantastic person to deal with and he cares about his clients, he goes above and beyond to help in every way he ca…

- By Annette Saxby 4 weeks ago

Cannot recommend enough!

Cannot recommend Michael enough! He made the whole process on getting my car super easy and dealt with any issues that arose along the way. It was my first time…

- By Mikaela Callender 1 month ago

Top job

Yes I would buy with you guys again Michel made the experience so easy

- By Nathan Lutiger 4 months ago

Very happy and stress free

I didnt know what to expect as this was the first time i used a non bank lender. I was treat with understanding and dignity throughout the whole process. Was gi…

- By Darryl Gatfield 4 months ago

I will use them again

I don’t tick all the boxes that Lender’s seem to look at these days, so I knew from the start my loan application was not going to be easy before I started. To …

- By Anonymous 9 months ago

You Can Finance is rated 4.9 for customer satisfaction by 11 customers

Questions

Can I buy a classic car from a private seller?

Yes, with some lenders, the rate will not change if you buy privately or from a dealer. Also, some lenders will require you to engage a third-party inspector to view the car prior to settlement. Alternatively, we can recommend a lender that will provide you with a great price and the flexibility you require.

How much can I spend?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in an application – just ask and we can help.

Can I buy the car in the name of my business?

If you run a business, then of course. However, we’d encourage you to check with your Accountant first.

I am self-employed, does this make a difference?

Yes, it can sometimes mean that your interest rate will be even cheaper. It’ll depend upon your individual circumstances.

How long does it take to get classic car finance?

Not long at all. You can request a Quick Quote online and we’ll have it back to you in no time at all. Alternatively, we can chat over the phone to find out what you’re looking for and then email or post it to you in writing. Either way, as quickly as you can answer the questions relevant to your situation, we can give you a quote.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

Hints and tips

What can I do to get the best deal?

Long term stable employment and the time you have lived in both your current and previous homes go a long way to making a lot of lenders feel comfortable that you will be a low risk borrower. If the lender feels that you are low risk, then you’ll more likely be eligible the best classic car loans. However, there are more important things in life that override your decisions to move jobs or homes. So focus on things like making sure that you pay your bills or time and avoid getting any reversals or dishonours on your bank statements, as these can often lead you further away from the best deals.

Can a broker improve my credit rating?

Each time you put in an application and it gets declined, it generally counts against you. An experienced broker will never lodge a loan application unless they are pretty sure it meets all of the lender’s criteria for approval prior to submission. If the broker is not sure, they’ll generally discuss their concerns with the lender prior to submitting the application and get agreement subject to final verification, that your application meets all of the basic criteria for approval. By doing this, it helps to protect your credit score and in turn, your overall credit rating.