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Truck Finance Sunshine Coast and Queensland

Sunshine Coast truck finance specialists

We are truck finance brokers based on the Sunshine Coast in QLD. We specialise in helping people just like you to get a truck finance on the Sunshine Coast and Queensland. This means that with a pre-approval, you can buy your truck with confidence. Knowing that your finance is ready to go provides great peace of mind. Above all, it means that if there’s an opportunity to negotiate the truck price, it’ll show the seller that you are serious.

Compare and save

Our process makes it easy to understand the difference between a good deal and a bad one. The way truck finance on the Sunshine Coast is priced can often seem like a minefield to the average person. We aim to make the process transparent and clear. Above all, we take the time to explain the reasons for our recommendations. With your permission, we’ll even check your business credit report as this may help you get you a better deal. A simple comparison chart only shows a small fraction of what you need to know to adequately make a Sunshine Coast truck loan comparison.

It’s easy if you know how

We make truck finance approvals on the Sunshine Coast easy because we start with the basics when we provide truck loan advice, we ask you what you want to buy and how much you want to spend. These simple details can make a big difference to your final quote. We’ll also explain the things you can look for that will bring the finance cost down. From there, we look at the business financial situation and compare suitable options. In most cases, your business bank statements are all we’ll need. We’ll even check your business credit report as this may help get you a better deal. After that, we present finance options in an easy to read, written quote.

The process

Simplicity is the key, so we break the process for Sunshine Coast truck finance into a number of small steps. Once you have completed our online Quick Quote form, we start by having a chat over the phone, we then make an assessment of your requirements. From there, we issue you with a written quote. When you are happy to proceed, you authorise us in writing to lodge an application on your behalf.

Finance approvals

When we provide truck finance, we do the paperwork for you. In addition, we sell your loan to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job. If you need a loan, then request a Quick Quote now.

Once you are approved for Sunshine Coast truck finance

It’s all pretty quick from here now that you have a pre-approval for your Sunshine Coast truck finance. You do the buying and we’ll do the rest. It’s worth mentioning, if you are buying through a private seller, your lender may require a finance inspection on the equipment prior to settlement. It’s pretty simple and involves about 5 minutes of your time. Of course, every borrower will need to arrange their insurance too, but once again, it’s a very quick and simple process.  You can even do over the phone with most insurers. We make getting a loan approval simple.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Amazing service, Michael Is very helpful

Everything was made very clear and it was a very simple and smooth process thanks to Michael

- By Brianna Cotton 1 year ago

Fast and reliable

Michael was extremely helpful and guided me through the personal loan process in a timely way to help find an affordable product. I had some issues with submitt…

- By Roo Shannon 1 year ago

Amazing Experience 👏

Michael was amazing 👏 went above an beyond to get our finance for the new car. The first day I call him he was so helpful and had so much knowledge in finan…

- By Cassandra Formosa 1 year ago

Happy Customer

Michael made the process very smooth, effortless and quick compared to other financial institutions.

- By Lea-ann Ortolani 1 year ago

Yes, You Can Finance.

Our request for a debt consolidation loan was not a straight forward matter considering our personal circumstances. However after receiving our initial applicat…

- By Anonymous 2 years ago

Client Feedback

I would 100% recommend You Can Finance to anyone wanting to get a loan. This was my first time getting a loan out and it’s was a lot more stress free then I t…

- By Brinlee Hartwig 2 years ago

You Can Finance is rated 5 for customer satisfaction by 42 customers

Questions

How long does it take to get truck finance on the Sunshine Coast?

If you have your paperwork handy, from the time you call us to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

I’ve only had an ABN for 1 day, can I get a loan?

Yes, request a finance Quick Quote now and we’ll send you back a quote. There’s a couple of minor differences in the questions the lender might ask, but apart from that it’s pretty straight forward and easy.

Do I need to inspect the truck before I purchase it?

It’s generally advisable to make sure you are happy with the truck you are buying, particularly if it’s coming from a private seller or is not new, however the choice is entirely yours. Some finance companies request a third party inspect the truck for finance purposes to make sure VIN and Engine number match the registration papers, and some clients choose to get an inspection done at the same time. The choice is yours.

How much can I borrow?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in an application – just ask and we can help.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, you really only need to start by sending us a copy of your photographic ID (i.e. Driver’s licence). If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is very straight forward and an easy process.

How can I get great truck finance?

The right truck finance for you will come down to your individual business circumstances. There is no ‘one size fits all’ answer. When comparing truck finance, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

Hints and tips

What can I do to get the best deal?

Long term ABN registration and the time the business owners have lived in their current and previous homes go a long way to making a lot of lenders feel comfortable that the business will be a low risk borrower. If the lender feels that the business is a low risk borrower, then you’ll more likely be eligible the best truck finance deals. However, there are more important things in life that override decisions to move jobs or homes. So, focus on things like making sure that the business and it’s owners pay their bills on time and avoid getting any reversals or dishonours on any business bank statements, as these can often lead you further away from the best deals.

Can I get an approval with bad credit?

Leave it to an expert. The best thing you can do is talk to a broker who specialises in bad credit loans. That is exactly what we do. We can help you apply to a lender who is likely to say yes the first time. Most lenders specialise in providing loans to different groups of people, so if you have bad credit and apply to a lender who, for example, specialises in people with ‘A’ grade credit, then you are likely to be declined and this will count against you when you go to the next lender. Our job is to find a lender who understands your situation and is likely to approve your loan the first time.