Unusual Car Loan

How much can I spend?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll send you back some numbers.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

Can I buy a car from a private seller?

Yes, with some lenders, the rate will be the same if you buy privately or from a dealer. Some lenders will also require you to engage a third-party inspector to view the car prior to settlement. Alternatively, we can recommend a lender that will provide you with a great price and the flexibility you require.

Can I buy the car in the name of my business?

If you run a business, then of course. However, we’d encourage you to check with your Accountant first.

Do I need to inspect the car before I purchase it?

It’s generally advisable to make sure you are happy with the car you are buying, however the choice is entirely yours. Some finance companies request a third party inspect the vehicle for finance purposes to make sure the VIN and Engine number match the registration papers, and some clients choose to get a mechanical inspection done at the same time. The choice is yours.

I have bad credit, can I still get a car loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 20 years.