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Compare Car Loans

Easy car loan comparison

We specialise in helping people just like you to compare car loans and compare car finance. Our process makes it easy to understand the difference between a good deal and a bad one. In other words, the way car loans are priced can often seem like a minefield to the average person. We make the process transparent and clear. Above all, we take the time to explain the reasons for our recommendations. For instance, a simple chart comparing car loans only shows a small fraction of what you need to know to adequately make a comparison. We make it easy to compare car loans.

The process

Simplicity is the key, so we break the process of comparing car loans  into a number of small steps. We start by having a chat over the phone and then we make an assessment of your individual requirements. From there, we issue you with a written quote so you can compare car loans. So then, when you are happy to proceed, you authorise us in writing to lodge an application on your behalf. You’ll feel great knowing your car loan comparison up-front.

Once you are approved

Now the fun part begins, now that you have your car loan approval. Knowing that you have taken the steps to compare car finance, all you need to do is find the car, agree on the price and we’ll take care of the rest as you’ve already taken the time to compare car loans. It’s worth mentioning, if you are buying through a private seller, your lender may require a finance inspection prior to settlement. It’s pretty simple and involves about 5 minutes of your time. Of course, every borrower will need to arrange their insurance too, but once again, it’s a very quick and simple process. You can even do it over the phone with most insurers. We make it simple to compare a car loan.

Quick compare

Advertised Rate*

Comparison Rate*

Panel Lender A

3.75%

4.71%

Panel Lender B

3.95%

4.76%

Panel Lender C

4.80%

5.77%

Panel Lender D

4.89%

5.51%

Panel Lender E

4.99%

6.30%

Panel Lender F

5.24%

5.79%

Panel Lender G

5.64%

7.00%

and 23+ other amazing lenders

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 3 days ago

Client Feedback

we had a gentleman called Michael Bowlng he is fantastic person to deal with and he cares about his clients, he goes above and beyond to help in every way he ca…

- By Annette Saxby 4 weeks ago

Cannot recommend enough!

Cannot recommend Michael enough! He made the whole process on getting my car super easy and dealt with any issues that arose along the way. It was my first time…

- By Mikaela Callender 1 month ago

Top job

Yes I would buy with you guys again Michel made the experience so easy

- By Nathan Lutiger 4 months ago

Very happy and stress free

I didnt know what to expect as this was the first time i used a non bank lender. I was treat with understanding and dignity throughout the whole process. Was gi…

- By Darryl Gatfield 4 months ago

I will use them again

I don’t tick all the boxes that Lender’s seem to look at these days, so I knew from the start my loan application was not going to be easy before I started. To …

- By Anonymous 9 months ago

You Can Finance is rated 4.9 for customer satisfaction by 11 customers

Questions

How much can I spend?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in an application – just ask and we can help.

I am self-employed, does this make a difference?

It might mean that we need a little less or a little more paperwork. We’ll help you to make the process simple and easy.

How long does it take to get a car loan approval?

If you have your paperwork handy, from the time you call us to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

I have bad credit, can I still get a loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

How can I get a great car loan?

The right car loan for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing a car loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

Hints and tips

Can a broker improve my credit rating?

Each time you put in an application and it gets declined, it generally counts against you. An experienced broker will never lodge a loan application unless they are pretty sure it meets all of the lender’s criteria for approval prior to submission. If the broker is not sure, they’ll generally discuss their concerns with the lender prior to submitting the application and get agreement subject to final verification, that your application meets all of the basic criteria for approval. By doing this, it helps to protect your credit score and in turn, your overall credit rating.

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 15 years of industry experience and are confident that we can assist you in finding a great deal.