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Car Loans

Discover how to get car loans

We specialise in helping people just like you with car loans and car financing. For those buying their first new car or for those who regularly upgrade, the process can be quite different. For instance, the difference relates to the type paperwork required. What this means is that if you are looking to upgrade, you may be eligible for ‘easy upgrade finance’. Therefore, if you have a demonstrated history of good repayments, are looking for a similar amount and nothing has changed since your last application, you can often get approved with a minimum amount of fuss. Similarly, if this is your first new car loan, it’s still pretty straight forward too. We specialise in new car finance and we make the process as simple and easy as possible for everyone.

It’s easy if you know how

We make approvals easy because we start with the basics when we provide easy advice for car loans. We ask you the obvious questions like what you want to buy and how much you want to spend. These simple details can make a big difference to our recommendations. We’ll also explain the things you can look for in cars that will bring the car finance cost down. From there, we look at your situation and compare suitable options. After that, we present them in an easy to understand, written quote.

Loans made simple

We help people just like you to make car loans simple. The process we follow for our loans for cars is like a road map in getting from A to B using the fastest route possible. With 20 years of finance industry experience, there’s not much we haven’t seen or done. Therefore, this experience allows us to provide you with a result you’ll feel great about. We provide simple and clear finance recommendations for cars.

Loan approvals for cars

When we provide car finance, we do the paperwork for you. In addition, we sell all car loans to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job. If you need a car loan, then request a Quick Quote now.

Approval to delivery – we make that easy too

Our team are experts in making the paperwork for car loans run smoothly too, that’s why so many people choose us for their car loan approval. In other words, all you have to do is make sure you are happy that the paperwork meets with your requirements. And then wait for our call to tell you to pick up the keys. We make process for car loans, as simple as 1-2-3.

Lenders you can trust

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How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.

Australian Credit Licence (No. 511531)
FBAA Accredited Member (No. M-342583)
AFCA Member (No. 62643)

Our clients are saying

Amazing service, Michael Is very helpful

Everything was made very clear and it was a very simple and smooth process thanks to Michael

- By Brianna Cotton 2 years ago

Fast and reliable

Michael was extremely helpful and guided me through the personal loan process in a timely way to help find an affordable product. I had some issues with submitt…

- By Roo Shannon 2 years ago

Amazing Experience 👏

Michael was amazing 👏 went above an beyond to get our finance for the new car. The first day I call him he was so helpful and had so much knowledge in finan…

- By Cassandra Formosa 2 years ago

Happy Customer

Michael made the process very smooth, effortless and quick compared to other financial institutions.

- By Lea-ann Ortolani 2 years ago

Yes, You Can Finance.

Our request for a debt consolidation loan was not a straight forward matter considering our personal circumstances. However after receiving our initial applicat…

- By Anonymous 2 years ago

Client Feedback

I would 100% recommend You Can Finance to anyone wanting to get a loan. This was my first time getting a loan out and it’s was a lot more stress free then I t…

- By Brinlee Hartwig 3 years ago

You Can Finance is rated 5 for customer satisfaction by 42 customers

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Questions

How can I get great car loans?

The right car loans for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing car loans, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

I am self-employed, does this make a difference?

It might mean that we need a little less or a little more paperwork. We’ll help you to make the process simple and easy.

How much can I spend?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in an application – just ask and we can help.

How long does it take to get a new car loan approval?

If you have your paperwork handy, from the time you call us to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

I have bad credit, can I still get a loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 20 years.

Hints and tips

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 20 years of industry experience and are confident that we can assist you in finding a great deal.

Preparation is key to a quick approval

Naturally, the easiest and quickest loan approvals tend to be offered to those who have all their paperwork up to date and on hand. However, if you are in this category, you’re probably the exception to the rule, as most people are focused on what’s happening today and sorting out the paperwork later. We know how hard most people work, so if your paperwork is not up-to-date, we can still get you approved quickly and easily. Contact us today to find out how easy it really is.