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Construction Equipment Finance

Simple solutions at great prices

We specialise in helping people just like you with construction equipment finance or a construction equipment loan. For those buying their first piece of construction equipment or for those who regularly upgrade, the process can be quite different. For instance, the difference relates to the type of paperwork required. What this means is that if you are looking to upgrade, you may be eligible for ‘easy upgrade finance’. Therefore, if you have a demonstrated history of good repayments, are looking for a similar amount and nothing has changed since your last application, you can often get approved with a minimum amount of fuss. Similarly, if this is your first construction equipment finance loan, it’s still pretty straight forward too. We specialise in construction equipment finance and our aim is to make the process as simple and easy as possible for everyone.

It’s easy if you know how

We make construction equipment finance approvals easy because we start with the basics when we provide construction equipment loan advice, we ask you what you want to buy and how much you want to spend. These simple details can make a big difference to your final quote. We’ll also explain the things you can look for that will bring the finance cost down. From there, we look at your business financial situation and compare suitable options. In most cases, your business bank statements are all we’ll need. We’ll even check your business credit report as this may help you get you a better deal. After that, we present finance options in an easy to read, written quote.

Finance approvals

When we provide construction equipment finance, we do the paperwork for you. In addition, we sell your loan to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job. If you need a loan, then request a Quick Quote now.

Approval to delivery – we make that easy too

Our team are experts in making the paperwork for construction equipment finance run smoothly, that’s why so many people choose us for their construction equipment loan approvals. In other words, all you have to do is make sure you are happy that the paperwork meets with your requirements. And then wait for our call to tell you to get ready to pick up the equipment. We make the process as simple as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Absolutely the best service and prompt responses that you could get

Michael cared for my outcome and did what ever he could to help

- By Matthew Garoni 1 day ago

Review was fast and efficient

Communication was great…

- By Anonymous 2 days ago

My go too when needing finance

Excellent service quick and stress free Michael took the stress out of the loan process, and got us the best interest rate

- By Anonymous 1 month ago

Excellent!

Outstanding service and knowledge from Michael. A pleasure to deal with and very prompt. Certainly worth engaging the services of a knowledgeable broker rather …

- By Anonymous 2 months ago

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 2 months ago

Client Feedback

we had a gentleman called Michael Bowlng he is fantastic person to deal with and he cares about his clients, he goes above and beyond to help in every way he ca…

- By Annette Saxby 3 months ago

You Can Finance is rated 4.9 for customer satisfaction by 15 customers

Questions

Can I buy construction equipment from a private seller?

Yes, with some lenders, the rate will not change if you buy privately or from a dealer. Also, some lenders will require you to engage a third-party inspector to inspect the equipment prior to settlement. As a result, if you are not sure what you’d like to do, we can recommend a lender that will provide you with a great price and the flexibility you require to decide at a later date.

How much can I borrow?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll be able to answer that question for you.

I’ve only had an ABN for 1 day, can I get a loan?

Yes, request a finance Quick Quote now and we’ll send you back a quote. There’s a couple of minor differences in the questions the lender might ask, but apart from that it’s pretty straight forward and easy.

How long does it take to get construction equipment finance?

If you have your paperwork handy, from the time you call us to the time you are approved, it can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

How can I get great construction equipment finance?

The right construction equipment finance for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing construction equipment finance, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

I have bad credit, can I still get construction equipment finance?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

Hints and tips

What can I do to get the best deal?

Long term ABN registration and the time the business owners have lived in their current and previous homes go a long way to making a lot of lenders feel comfortable that the business will be a low risk borrower. If the lender feels that the business is a low risk borrower, then you’ll more likely be eligible the best construction equipment deals. However, there are more important things in life that override decisions to move jobs or homes. So, focus on things like making sure that the business and it’s owners pay their bills on time and avoid getting any reversals or dishonours on any business bank statements, as these can often lead you further away from the best deals.

Can a broker improve my credit rating?

Each time you put in an application and it gets declined, it generally counts against you. An experienced broker will never lodge a loan application unless they are pretty sure it meets all of the lender’s criteria for approval prior to submission. If the broker is not sure, they’ll generally discuss their concerns with the lender prior to submitting the application and get agreement subject to final verification, that your application meets all of the basic criteria for approval. By doing this, it helps to protect your credit score and in turn, your overall credit rating.