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Boat Finance

Finance made simple

We help people just like you to make boat finance or a boat loan simple. The structured process we follow for our boat finance is like a road map in getting from A to B using the fastest route possible. With 15 years of finance industry experience, there’s not much we haven’t seen or done. Therefore, this experience allows us to provide you with an even better result. Our goal is to provide simple and clear boat finance information.

It’s easy if you know how

We make boat finance easy for you because we start with the basics when we provide you a boat loan, we ask you the obvious questions like what you want to buy and how much you want to spend. These details can actually make a big difference to your final quote. We’ll also explain the things you can look for in a boat that will bring the boat finance cost down. We’ll even check your credit report as this may help you get you a better deal. From there, we look at your personal financial situation and compare suitable options. After that, we present them in an easy to understand, written quote.

Boat loan approvals

When we provide boat finance, we do the paperwork for you and sell your loan to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job.

Approval to delivery – we make that easy too

Our team are experts in making the paperwork part of the process run smoothly, that’s why so many people choose us for their boat loan approval. In other words, all you have to do is make sure you are happy that the boat finance paperwork meets with your requirements and then wait for our call to tell you to pick up the keys. We make the boat finance process, as easy as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Absolutely the best service and prompt responses that you could get

Michael cared for my outcome and did what ever he could to help

- By Matthew Garoni 1 day ago

Review was fast and efficient

Communication was great…

- By Anonymous 2 days ago

My go too when needing finance

Excellent service quick and stress free Michael took the stress out of the loan process, and got us the best interest rate

- By Anonymous 1 month ago

Excellent!

Outstanding service and knowledge from Michael. A pleasure to deal with and very prompt. Certainly worth engaging the services of a knowledgeable broker rather …

- By Anonymous 2 months ago

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 2 months ago

Client Feedback

we had a gentleman called Michael Bowlng he is fantastic person to deal with and he cares about his clients, he goes above and beyond to help in every way he ca…

- By Annette Saxby 3 months ago

You Can Finance is rated 4.9 for customer satisfaction by 15 customers

Questions

How can I get great boat finance?

The right boat finance for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing boat finance, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

How long does it take to get boat finance?

If you have your paperwork handy, from the time you call us to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

I have bad credit, can I still get boat finance?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

Do I need to inspect the boat before I purchase it?

It’s generally advisable to make sure you are happy with the boat you are buying, however the choice is entirely yours. Some finance companies request a third party inspect the boat for finance purposes to make sure the HIN (Hull Identification Number) and engine number match the registration papers, and some clients choose to get a marine survey done at the same time. The choice is yours.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is very straight forward and an easy process.

How much can I spend?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll be able to send you back some numbers.

Hints and tips

What can I do to get the best deal?

Long term stable employment and the time you have lived in both your current and previous homes go a long way to making a lot of lenders feel comfortable that you will be a low risk borrower. If the lender feels that you are low risk, then you’ll more likely be eligible for the best boat loan deals. However, there are more important things in life that override your decisions to move jobs or homes. So focus on things like making sure that you pay your bills on time and avoid getting any reversals or dishonours on your bank statements, as these can often lead you further away from the best deals.

Preparation is key to a quick approval

Naturally, the easiest and quickest loan approvals tend to be offered to those who have all their paperwork up to date and on hand. However, if you are in this category, you’re probably the exception to the rule, as most people are focused on what’s happening today and sorting out the paperwork later. We know how hard most people work, so if your paperwork is not up-to-date, we can still get you approved quickly and easily. Contact us today to find out how easy it really is.