Quick Quote

Quotes are confidential, and there is absolutely no cost or obligation.

Business Loans & Finance

Look business loans with confidence

We specialise in helping people just like you to get business loans and finance. We’ll help you compare different options and then when you are ready, we can help you to get approved. We’re sure you’ll agree that knowing that your finance is ready to go will provide great peace of mind.

Compare and save

Our process makes it easy to understand the difference between a good deal and a bad one. In other words, the way business loans are priced can often seem like a minefield to the average person. We aim to make the process transparent and clear. Above all, we take the time to explain the reasons for our recommendations.  We’ll even check your business credit report as this may help you get you a better deal. For instance, a simple comparison chart only shows a small fraction of what you need to know to adequately make a  comparison.

The process

Simplicity is the key, so we break the process for business finance into a number of small steps. We start by having a chat over the phone, then we make an assessment of your requirements. From there, we’ll issue you with a written quote. When you are happy to proceed, you authorise us in writing to lodge an application on your behalf. Once you receive the loan approval, you are now good to go.

Once you are approved

It’s all pretty quick from here, now that you have an approval for your business loan. We’ll work with you to process the loan offer and documentation, ensure things are setup correctly and make sure that the funds are drawn-down as expected. With the knowledge that your business finance is in hand, you can get on with what you do best – running your business.  We make getting a loan approval simple.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

My go too when needing finance

Excellent service quick and stress free Michael took the stress out of the loan process, and got us the best interest rate

- By Anonymous 2 weeks ago

Excellent!

Outstanding service and knowledge from Michael. A pleasure to deal with and very prompt. Certainly worth engaging the services of a knowledgeable broker rather …

- By Anonymous 2 months ago

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 2 months ago

Client Feedback

we had a gentleman called Michael Bowlng he is fantastic person to deal with and he cares about his clients, he goes above and beyond to help in every way he ca…

- By Annette Saxby 2 months ago

Cannot recommend enough!

Cannot recommend Michael enough! He made the whole process on getting my car super easy and dealt with any issues that arose along the way. It was my first time…

- By Mikaela Callender 3 months ago

Top job

Yes I would buy with you guys again Michel made the experience so easy

- By Nathan Lutiger 5 months ago

You Can Finance is rated 4.9 for customer satisfaction by 13 customers

Questions

How can I get great a business loan?

The right business loan for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing business finance, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

How much can I borrow?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll be able to answer that question for you.

I have bad credit, can I still get business finance?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

I’ve only had an ABN for 1 day, can I get a loan?

Yes, request a finance Quick Quote now and we’ll send you back a quote. There’s a couple of minor differences in the questions the lender might ask, but apart from that it’s pretty straight forward and easy.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, you really only need to start by sending us a copy of your photographic ID (i.e. Driver’s licence). If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and an easy process.

How long does it take to get a business loan?

If you have your paperwork handy, from the time you complete the Quick Quote form to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

Hints and tips

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 15 years of industry experience and are confident that we can assist you in finding a great deal.

Can I get an approval with bad credit?

Leave it to an expert. The best thing you can do is talk to a broker who specialises in bad credit loans. That is exactly what we do. We can help you apply to a lender who is likely to say yes the first time. Most lenders specialise in providing loans to different groups of people, so if you have bad credit and apply to a lender who, for example, specialises in people with ‘A’ grade credit, then you are likely to be declined and this will count against you when you go to the next lender. Our job is to find a lender who understands your situation and is likely to approve your loan the first time.