Quick Quote

Quotes are confidential, and there is absolutely no cost or obligation.

Buy Car with Loan

Advice made simple

We help people just like you to buy a car with a loan or buy a car with finance. The process we follow for our car loan recommendations is like a road map in getting from A to B using the fastest route possible. With 15 years of finance industry experience, there’s not much we haven’t seen or done. This experience allows us to get you on the road sooner with a deal you’ll feel great about. We provide simple and clear car finance advice which will allow you to buy a car with loan.

Compare and save

If you are looking to buy a car with loan, we make it easy to understand the difference between a good deal and a bad one. The way car loans are priced can often seem like a minefield to the average person. We aim to make the process transparent and clear. Above all, we take the time to explain the reasons for our recommendations. A simple comparison chart only shows a small fraction of what you need to know to adequately make a car finance comparison.

Benefits of a pre-approval

Having a pre-approval typically means that the lender is happy to lend you the money. In addition, it will speed things up when you make the final decision to buy a car with loan. Best of all, there’s generally no cost of obligation to get a car finance pre-approval. Once you receive your car loan pre-approval and we get the appropriate paperwork from the seller, we can typically get your loan contracts to you within 10 minutes. As soon as you sign them, we can get them back ready for settlement.

Are there any fees?

Your car finance Quick Quote will clearly set-out any known fees. Guess what – when you buy car with loan there is no set method for calculating fees either in a car loan quote. Generally though, most car loans include have an application fee and a monthly fee. Therefore, considering the overall cost of the loan becomes an important factor. That is exactly what we can help you with when we provide you with a car finance quote.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Client Feedback

Fantastic service and communication. Quick and easy. Thanks Michael!

- By Nic Farman 1 day ago

Absolutely the best service and prompt responses that you could get

Michael cared for my outcome and did what ever he could to help

- By Matthew Garoni 2 months ago

Review was fast and efficient

Communication was great…

- By Anonymous 2 months ago

My go too when needing finance

Excellent service quick and stress free Michael took the stress out of the loan process, and got us the best interest rate

- By Anonymous 3 months ago

Excellent!

Outstanding service and knowledge from Michael. A pleasure to deal with and very prompt. Certainly worth engaging the services of a knowledgeable broker rather …

- By Anonymous 4 months ago

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 4 months ago

You Can Finance is rated 5 for customer satisfaction by 10 customers

Questions

How much can I spend?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in an application – just ask and we can help.

I have bad credit, can I still get a loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

How long does it take to buy a car with a loan?

If you have your paperwork handy, from the time you call us to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

How can I get a great car loan?

The right car loan for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing a car loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

I am self-employed, does this make a difference?

It might mean that we need a little less or a little more paperwork. We will help you to make the process simple and easy.

Do I need to inspect the car before I purchase it?

It’s generally advisable to make sure you are happy with the car you are buying, however the choice is entirely yours. Some finance companies request a third party inspect the vehicle for finance purposes to make sure VIN and Engine number match the registration papers, and some clients choose to get a mechanical inspection done at the same time. The choice is yours.

Hints and tips

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 15 years of industry experience and are confident that we can assist you in finding a great deal.

Can a broker improve my credit rating?

Each time you put in an application and it gets declined, it generally counts against you. An experienced broker will never lodge a loan application unless they are pretty sure it meets all of the lender’s criteria for approval prior to submission. If the broker is not sure, they’ll generally discuss their concerns with the lender prior to submitting the application and get agreement subject to final verification, that your application meets all of the basic criteria for approval. By doing this, it helps to protect your credit score and in turn, your overall credit rating.