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Tractor Finance

Finance made simple

We help people just like you to make tractor finance or a tractor loan simple. The process we follow for our tractor finance is like a road map in getting from A to B using the fastest route possible. With 15 years of finance industry experience, there’s not much we haven’t seen or done. Therefore, this experience allows us to provide you with a result you’ll be very happy with. We provide simple and clear tractor finance information.

It’s easy if you know how

We make tractor finance easy because we start with the basics when we provide tractor loans, we ask you the obvious questions like what you want to buy and how much you want to spend. These details can make a big difference to our recommendations. We’ll also explain the things that will bring the tractor finance cost down. From there, we look at your business financial situation and compare suitable options. In most cases, your business bank statements are all we’ll need. We’ll even check your business credit report as this may help you get you a better deal. After that, we present them in an easy to understand, written quote.

Tractor loan approvals

When we provide tractor finance, we do the paperwork for you and sell your loan to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job.

Approval to delivery – we make that easy too

Our team are experts in making the paperwork part of the process run smoothly, that’s why so many people choose us for their tractor loan approval. In other words, all you have to do is make sure you are happy that the tractor finance paperwork meets with your requirements and then wait for our call to tell you to arrange delivery or pick it up. We make the tractor finance process, as easy as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Absolutely the best service and prompt responses that you could get

Michael cared for my outcome and did what ever he could to help

- By Matthew Garoni 1 day ago

Review was fast and efficient

Communication was great…

- By Anonymous 2 days ago

My go too when needing finance

Excellent service quick and stress free Michael took the stress out of the loan process, and got us the best interest rate

- By Anonymous 1 month ago

Excellent!

Outstanding service and knowledge from Michael. A pleasure to deal with and very prompt. Certainly worth engaging the services of a knowledgeable broker rather …

- By Anonymous 2 months ago

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 2 months ago

Client Feedback

we had a gentleman called Michael Bowlng he is fantastic person to deal with and he cares about his clients, he goes above and beyond to help in every way he ca…

- By Annette Saxby 3 months ago

You Can Finance is rated 4.9 for customer satisfaction by 15 customers

Questions

How can I get great tractor finance?

The right tractor finance for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing tractor finance, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

How long does it take to get tractor finance?

Not long at all. You can request a quote online and we’ll have it back to you in no time at all. Alternatively, we can chat over the phone to find out what you’re looking for and then email or post it you in writing. Either way, as quickly as you can answer the questions relevant to your situation, we can give you a quote.

Can I buy a tractor from a private seller?

Yes, with some lenders, the rate will be the same if you buy privately or from a dealer. Also, some lenders will require you to engage a third-party inspector to view the tractor prior to settlement. Alternatively, we can recommend a lender that will provide you with a great price and the flexibility you require.

How much can I borrow?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined elsewhere and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in an application – just ask and we can help.

Do I need to inspect the tractor before I purchase it?

It’s generally advisable to make sure you are happy with the tractor you are buying, however the choice is entirely yours. Some finance companies request a third party inspect the tractor for finance purposes to make sure the VIN and Engine number match the registration papers, and some clients choose to get an inspection done at the same time. The choice is yours.

I’ve only had an ABN for 1 day, can I get a loan?

Yes, request a finance Quick Quote now and we’ll send you back a quote. There’s a couple of minor differences in the questions the lender might ask, but apart from that it’s pretty straight forward and easy.

Hints and tips

What can I do to get the best deal?

Long term ABN registration and the time the business owners have lived in their current and previous homes go a long way to making a lot of lenders feel comfortable that the business will be a low risk borrower. If the lender feels that the business is a low risk borrower, then you’ll more likely be eligible for the best tractor loan deals. However, there are more important things in life that override decisions to move jobs or homes. So, focus on things like making sure that the business it’s owners pay their bills on time and avoid getting any reversals or dishonours on any business bank statements, as these can often lead you further away from the best deals.

Can I get an approval with bad credit?

Leave it to an expert. The best thing you can do is talk to a broker who specialises in bad credit loans. That is exactly what we do. We can help you apply to a lender who is likely to say yes the first time. Most lenders specialise in providing loans to different groups of people, so if you have bad credit and apply to a lender who, for example, specialises in people with ‘A’ grade credit, then you are likely to be declined and this will count against you when you go to the next lender. Our job is to find a lender who understands your situation and is likely to approve your loan the first time.