Quick Quote

Car Loan Quote

Easy car loan quote

We specialise in helping people just like you with a car loan quote or a car finance quote. Our job is to help compare different car finance quote options from a wide variety of lenders in the market-place. If you are looking for a great deal, we can show you how to get it. There’s no one-size fits all approach to car loans, so we aim to provide you with a summary in an easy to understand format.

What determines my interest rate?

Most lenders load the interest rate for a car loan quote and of course, they all load it for different reasons. Things like:

whether you buy new or used
whether you buy from a dealer or privately
how old the car is
the amount you want to borrow
the loan term
the loan to value ratio
whether you have a balloon
your credit score

are just a few of the factors that may contribute to the interest rate you are provided in your car loan quote.

Are there any fees?

Your car finance quote will clearly set-out any known fees. Guess what – there is no set method for calculating fees either in a car loan quote. Generally though, most car loans include have an application fee and a monthly fee. Therefore, considering the overall cost of the loan becomes an important factor. That is exactly what we can help you with when we provide you with a car finance quote.

How do I know if it’s a good deal?

When you receive your car loan quote, we’ll give you the reasons as to why we have selected the specific product(s) for you. In addition, we’ll give you your car loan repayments in writing, so there’s no need for you to use an online car loan calculator. We’ll then give you an opportunity to ask us any questions. We are very open and transparent about everything we do, so please feel free to ask anything you want. If you are looking for a great deal, we can show you how to get it.

Lenders you can trust

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How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.

Australian Credit Licence (No. 511531)
FBAA Accredited Member (No. M-342583)
AFCA Member (No. 62643)

Our clients are saying

Amazing service, Michael Is very helpful

Everything was made very clear and it was a very simple and smooth process thanks to Michael

- By Brianna Cotton 2 years ago

Fast and reliable

Michael was extremely helpful and guided me through the personal loan process in a timely way to help find an affordable product. I had some issues with submitt…

- By Roo Shannon 2 years ago

Amazing Experience 👏

Michael was amazing 👏 went above an beyond to get our finance for the new car. The first day I call him he was so helpful and had so much knowledge in finan…

- By Cassandra Formosa 2 years ago

Happy Customer

Michael made the process very smooth, effortless and quick compared to other financial institutions.

- By Lea-ann Ortolani 2 years ago

Yes, You Can Finance.

Our request for a debt consolidation loan was not a straight forward matter considering our personal circumstances. However after receiving our initial applicat…

- By Anonymous 2 years ago

Client Feedback

I would 100% recommend You Can Finance to anyone wanting to get a loan. This was my first time getting a loan out and it’s was a lot more stress free then I t…

- By Brinlee Hartwig 3 years ago

You Can Finance is rated 5 for customer satisfaction by 42 customers

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Questions

How long does it take to get a car loan quote?

Not long at all. You can request a car loan quote online and we’ll have it back to you within a few minutes. Alternatively, we can chat over the phone to find out what you’re looking for and then email or post it you in writing. Either way, as quickly as you can answer the questions relevant to your situation, we can give you a quote.

How much can I spend?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in an application – just ask and we can help.

I have bad credit, can I still get a loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 20 years.

How much can I borrow?

I am self-employed, does this make a difference?

It might mean that we need a little less or a little more paperwork. We’ll help you to make the process simple and easy.

How long does it take to get a car loan approval?

If you have your paperwork handy, from the time you call us to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

Hints and tips

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 20 years of industry experience and are confident that we can assist you in finding a great deal.

Can a broker improve my credit rating?

Each time you put in an application and it gets declined, it generally counts against you. An experienced broker will never lodge a loan application unless they are pretty sure it meets all of the lender’s criteria for approval prior to submission. If the broker is not sure, they’ll generally discuss their concerns with the lender prior to submitting the application and get agreement subject to final verification, that your application meets all of the basic criteria for approval. By doing this, it helps to protect your credit score and in turn, your overall credit rating.