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Business Car Loan

Discover how to get a great business car loan

Business car finance can appear to be complex as there are many different types of business car loans. You may have heard names such as Chattel Mortgage, Car Lease, Novated Lease or Hire Purchase to name a few. If you know what you want then the process is easy. However, if you are just starting out then you may be a little confused. We specialise in helping people just like you to find the right business car loan.

Compare and save on your business car finance

We can help you make an easy car loan comparison to ensure you get a great rate and a great deal. Above all, it means you won’t have to spend valuable time away from your business. To get a business car finance Quick Quote, request one online or contact us now. If you want to learn more about the pros and cons of different car loans, that is exactly what we can help you with. Every business is different and so is every car loan product. Therefore, our job is to quickly understand your business and what it needs so you can continue to focus on what you do best.

Chattel Mortgage or something else?

Your accountant is best placed to advise you on what option is most suitable for your business, however most businesses choose a Chattel Mortgage. It’s a simple and cost-effective business car loan.

No financials, no worries

Many businesses don’t do their Tax Returns until the last minute. Therefore, they are often not ready or available when you want them to apply for a business car loan. As a result, most lenders have policies in place to work around that. For businesses that started yesterday or are starting soon, we can help too. If you have an ATO debt too, we can still help, despite the fact that your bank may have already said no. Our experienced finance professionals are experts in structuring loans for small, medium and large business owners and have worked on approvals for loans from $5,000 right up to $250m.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

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Questions

How much can I spend?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in application – just ask and we can help.

I’ve only had an ABN for 1 day, can I get a loan?

Yes, request a finance Quick Quote now and we’ll send you back a quote. There’s a couple of minor differences in the questions the lender might ask, but apart from that it’s pretty straight forward and easy.

Can I buy the car in the name of my business?

If you run a business, then of course. However, we’d encourage you to check with your Accountant first.

I have bad credit, can I still get a loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

How can I get a great business car loan?

The right business car loan for your business will come down to your individual business circumstances. There is no ‘one size fits all’ answer. When comparing a business car loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

Can I buy a used car from a private seller?

Yes, it’s pretty easy and very similar to buying from a dealer, it just involves a few extra pieces of paperwork, such as a copy of the registration papers and the details of who the lender needs to pay for the car. We’ll take care of that for you. That’s what we’re here for.

Hints and tips

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 15 years of industry experience and are confident that we can assist you in finding a great deal.

Preparation is key to a quick approval

Naturally, the easiest and quickest business car loan approvals tend to be offered to those businesses who have all their paperwork up to date and on hand. However, if you are in this category, you’re probably the exception to the rule, as most businesses are focused on doing more business today and sorting out the paperwork later. We know how hard business owners work, so if your paperwork is not up-to-date, we can still get you approved quickly and easily. Contact us today to find out how easy it really is.