Quick Quote

Quotes are confidential, and there is absolutely no cost or obligation.

Unsecured Business Loans

Simple solutions at great prices

We specialise in helping people just like you to get an unsecured business loan or unsecured business finance. Knowing that your finance is ready to go and you have access to cash provides great peace of mind. Above all, it means that if there’s an opportunity to negotiate the price of the thing you want to buy or expand your business whenever you are ready, you can immediately take advantage of any opportunity that arises.

It’s easy if you know how

We make approvals easy because we start with the basics when we provide unsecured business loan advice. We ask you the obvious questions like what you think you might want to do and how much you want to spend. These simple details can make a big difference to our recommendations. From there, we look at the business financial situation and compare suitable options. In most cases, your business bank statements are all we’ll need for your unsecured business loan. We’ll even check your business credit report as this may help you get you a better deal. After that, we present our recommendations in an easy to understand, written quote.

Finance approvals

When we provide an unsecured business loan, we do the paperwork for you. In addition, we sell your loan to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job. If you need a loan, then request a Quick Quote now.

Approval to funding – we make that easy too

Our team are experts in making the paperwork for an unsecured business loan run smoothly too, that’s why so many people choose us for their unsecured business finance approval. All you have to do is make sure you are happy that the paperwork meets with your requirements and then wait for our call to tell you to the funding is ready for go. We make the process as easy as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Absolutely the best service and prompt responses that you could get

Michael cared for my outcome and did what ever he could to help

- By Matthew Garoni 1 day ago

Review was fast and efficient

Communication was great…

- By Anonymous 2 days ago

My go too when needing finance

Excellent service quick and stress free Michael took the stress out of the loan process, and got us the best interest rate

- By Anonymous 1 month ago

Excellent!

Outstanding service and knowledge from Michael. A pleasure to deal with and very prompt. Certainly worth engaging the services of a knowledgeable broker rather …

- By Anonymous 2 months ago

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 2 months ago

Client Feedback

we had a gentleman called Michael Bowlng he is fantastic person to deal with and he cares about his clients, he goes above and beyond to help in every way he ca…

- By Annette Saxby 3 months ago

You Can Finance is rated 4.9 for customer satisfaction by 15 customers

Questions

How can I get a great unsecured business loan?

The right unsecured business loan for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing unsecured business loans, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

How much can I borrow?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined elsewhere and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in an application – just ask and we can help you.

I have bad credit, can I still get an unsecured business loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

How long does it take to get an unsecured business loan?

If you have your paperwork handy, from the time you complete the Quick Quote form to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, you really only need to start by sending us a copy of your photographic ID (i.e. Driver’s Licence). If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

I’ve only had an ABN for 1 day, can I get a loan?

Yes, request a finance Quick Quote now and we’ll send you back a quote. There’s a couple of minor differences in the questions the lender might ask, but apart from that it’s pretty straight forward and easy.

Hints and tips

Can I get an approval with bad credit?

Leave it to an expert. The best thing you can do is talk to a broker who specialises in bad credit loans. That is exactly what we do. We can help you apply to a lender who is likely to say yes the first time. Most lenders specialise in providing loans to different groups of people, so if you have bad credit and apply to a lender who, for example, specialises in people with ‘A’ grade credit, then you are likely to be declined and this will count against you when you go to the next lender. Our job is to find a lender who understands your situation and is likely to approve your loan the first time.

Can a broker improve my credit rating?

Each time you put in an application and it gets declined, it generally counts against you. An experienced broker will never lodge a loan application unless they are pretty sure it meets all of the lender’s criteria for approval prior to submission. If the broker is not sure, they’ll generally discuss their concerns with the lender prior to submitting the application and get agreement subject to final verification, that your application meets all of the basic criteria for approval. By doing this, it helps to protect your credit score and in turn, your overall credit rating.