Car Loan Pre-approval
Look for a car with confidence
We specialise in helping people just like you to get a car loan pre-approval or car finance pre-approval. With a car finance pre-approval, you can shop for a car with confidence. Knowing that your finance is ready to go provides great peace of mind. Above all, it means that if there’s an opportunity to negotiate the price of the car, it’ll show the seller that you are serious.
Benefits of a pre-approval
Having a pre-approval typically means that the lender is happy to lend you the money. In addition, it will speed things up when you find the car you want to buy. Best of all, there’s generally no cost of obligation to get a car finance pre-approval. Once you receive your car loan pre-approval and we get the appropriate paperwork from the seller, we can typically get your loan contracts to you within 10 minutes. As soon as you sign them, we can get them back ready for settlement.
Simplicity is the key, so we break the car loan pre-approval process into a number of small steps. We start by having a chat over the phone, we then make an assessment of your individual requirements. From there, we issue you with a written quote. When you are happy to proceed, you authorise us in writing to lodge an application on your behalf.
Once you are approved
The fun part begins, now that you have your car loan pre-approval. With your car finance pre-approval in hand, all you need to do is find the car, agree on the price and we’ll take care of the rest. It’s worth mentioning, if you are buying through a private seller, your lender may require a finance inspection prior to settlement. It’s pretty simple and involves about 5 minutes of your time. Of course, every borrower will need to arrange their insurance too, but once again, it’s a very quick and simple process. You can even do it over the phone with most insurers. We make getting a car loan approval easy.