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Used Car Loan

Discover how to get a used car loan

We specialise in helping people just like you with a used car loan and used car finance. For those buying their first used car or for those who regularly upgrade, the process can be quite different. For instance, the difference relates to the type of paperwork required. What this means is that if you are looking to upgrade, you may be eligible for ‘easy upgrade finance’. Therefore, if you have a demonstrated history of good repayments, are looking for a similar amount and nothing has changed since your last application, you can often get approved with a minimum amount of fuss. Similarly, if this is your first used car loan, it’s still pretty straight forward too. We specialise in used car finance and we make the process as simple and easy as possible for everyone.

It’s easy if you know how

We make approvals easy because we start with the basics when we provide easy used car loans. We ask you the obvious questions like what you want to buy and how much you want to spend. These simple details can make a big difference to our recommendations. We’ll also explain the things you can look for in a used car that will bring the car finance cost down. From there, we look at your personal financial situation and compare suitable options. After that, we present them in an easy to understand, written quote.

Used car loan approvals

When we provide used car finance, we do the paperwork for you. In addition, we sell your used car loan to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job. If you need a used car loan, then request a Quick Quote now.

Approval to delivery – we make that easy too

Our team are experts in making the paperwork for used car finance run smoothly too, that’s why so many people choose us for their car loan approval. In other words, all you have to do is make sure you are happy that the paperwork meets with your requirements. And then wait for our call to tell you to get ready to pick up the keys. We make process for a used car loan, as easy as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Absolutely the best service and prompt responses that you could get

Michael cared for my outcome and did what ever he could to help

- By Matthew Garoni 1 day ago

Review was fast and efficient

Communication was great…

- By Anonymous 2 days ago

My go too when needing finance

Excellent service quick and stress free Michael took the stress out of the loan process, and got us the best interest rate

- By Anonymous 1 month ago

Excellent!

Outstanding service and knowledge from Michael. A pleasure to deal with and very prompt. Certainly worth engaging the services of a knowledgeable broker rather …

- By Anonymous 2 months ago

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 2 months ago

Client Feedback

we had a gentleman called Michael Bowlng he is fantastic person to deal with and he cares about his clients, he goes above and beyond to help in every way he ca…

- By Annette Saxby 3 months ago

You Can Finance is rated 4.9 for customer satisfaction by 15 customers

Questions

How can I get a great used car loan?

The right used car loan for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing a used car loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

How much can I spend?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined elsewhere and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in an application – just ask and we can help you.

I am self-employed, does this make a difference?

It might mean that we need a little less or a little more paperwork. Your broker will help you to make the process simple and easy.

How long does it take to get a used car loan approval?

If you have your paperwork handy, from the time you call us to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

I have bad credit, can I still get a loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

Hints and tips

Preparation is key to a quick approval

Naturally, the easiest and quickest loan approvals tend to be offered to those who have all their paperwork up to date and on hand. However, if you are in this category, you’re probably the exception to the rule, as most people are focused on what’s happening today and sorting out the paperwork later. We know how hard most people work, so if your paperwork is not up-to-date, we can still get you approved quickly and easily. Contact us today to find out how easy it really is.

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 15 years of industry experience and are confident that we can assist you in finding a great deal.