Motorcycle Finance

How can I get great motorcycle finance?

The right motorcycle finance for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing motorcycle finance, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

I am self-employed, does this make a difference?

It might mean that we need a little less or a little more paperwork. Your broker will help you to make the process simple and easy.

Can I buy a motorcycle from a private seller?

Yes, with some lenders, the rate will not change if you buy privately or from a dealer. Also, some lenders will require you to engage a third-party inspector to look at the motorcycle prior to settlement. Alternatively, we can recommend a lender that will provide you with a great price and the flexibility you require.

I have bad credit, can I still get motorcycle finance?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 20 years.

How long does it take to get motorcycle finance?

If you have your paperwork handy, from the time you complete the Quick Quote form to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.