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Trailer Finance

Look for a trailer with confidence

We specialise in helping people just like you to get trailer finance or a trailer loan. With a pre-approval, you can buy with confidence. Knowing that your finance is ready to go provides great peace of mind. Above all, it means that if there’s an opportunity to negotiate the price of the trailer, it’ll show the seller that you are serious.

Compare and save

Our process makes it easy to understand the difference between a good deal and a bad one. In other words, the way trailer finance is priced can often seem like a minefield to the average person. We make the process transparent and clear. Above all, we take the time to explain the reasons for our recommendations. We’ll even check your business credit report as this may help you get you a better deal. For instance, a simple comparison chart only shows a small fraction of what you need to know to adequately make a trailer loan comparison.

The process

Simplicity is the key, so we break the process for trailer finance into a number of small steps. We start by having a chat over the phone, we then make an assessment of your requirements. From there, we issue you with a written quote. When you are ready to proceed, you authorise us in writing to lodge an application on your behalf.

Once you are approved

It’s all pretty quick from here, now that you have a pre-approval for your trailer finance. You do the buying and we’ll do the rest. It’s worth mentioning, if you are buying through a private seller, your lender may require a finance inspection prior to settlement. It’s pretty simple and involves about 5 minutes of your time. Of course, every borrower will need to arrange their insurance too, but once again, it’s a very quick and simple process.  You can even do it over the phone with most insurers. We make getting a loan approval, as easy as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Excellent service

Michael was amazing… He actioned our request immediately and even when we ran into problems he found solutions. I very much appreciate the time spent on my ap…

- By Aaron Nunn 2 days ago

Good service

They are very acknowledgable , try to understand the situation and find the best way to help

- By Rod 1 month ago

Client Feedback

Michael was very helpful and explained everything in detail so there was no surprises and got the best rate possible for our consolidation needs.

- By Carl Grant 6 months ago

Client Feedback

Michael was extremely helpful and informative in every part of the loan application. I believe Michael genuinely wanted to help me get approved for the loan and…

- By Richard Maudsley 6 months ago

Above and beyond

Michael was awesome he went above and beyond to help us and we wouldn’t have our new DMax without him Yes I would recommend him to anyone 5 stars for you M…

- By Colin Cotten 7 months ago

Client Feedback

Absolutely amamzing. Did everything everyone else couldn’t and made everything Happen!! 100% the best

- By Anonymous 8 months ago

You Can Finance is rated 5 for customer satisfaction by 27 customers

Questions

Can I buy a trailer from a private seller?

Yes, it’s pretty easy and very similar to buying from a dealer, it just involves a few extra pieces of paperwork, such as a copy of the registration papers and the details of who the lender needs to pay for the trailer. We’ll take care of that for you. That’s what we’re here for.

How can I get great trailer finance?

The right trailer finance for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing trailer finance, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

How much can I borrow?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll be able send you back some numbers.

I have bad credit, can I still get trailer finance?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

Do I need to inspect the trailer before I purchase it?

It’s generally advisable to make sure you are happy with the trailer you are buying, however the choice is entirely yours. Some finance companies request a third party inspect the trailer for finance purposes to make sure the VIN and Engine number match the registration papers, and some clients choose to get a mechanical inspection done at the same time. The choice is yours.

How long does it take to get trailer finance?

If you have your paperwork handy, from the time you call us to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

Hints and tips

Can I get an approval with bad credit?

Leave it to an expert. The best thing you can do is talk to a broker who specialises in bad credit loans. That is exactly what we do. We can help you apply to a lender who is likely to say yes the first time. Most lenders specialise in providing loans to different groups of people, so if you have bad credit and apply to a lender who, for example, specialises in people with ‘A’ grade credit, then you are likely to be declined and this will count against you when you go to the next lender. Our job is to find a lender who understands your situation and is likely to approve your loan the first time.

What can I do to get the best deal?

Long term ABN registration and the time the business owners have lived in their current and previous homes go a long way to making a lot of lenders feel comfortable that the business will be a low risk borrower. If the lender feels that the business is a low risk borrower, then you’ll more likely be eligible for the best trailer finance deals. However, there are more important things in life that override decisions to move jobs or homes. So, focus on things like making sure that the business and it’s owners pay their bills on time and avoid getting any reversals or dishonours on any business bank statements, as these can often lead you further away from the best deals.