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Luxury Car Finance

We make it easy

We specialise in helping people just like you to get luxury car finance or a luxury car loan. Using a broker is the easiest way to help reduce some of the stress you may feel when arranging luxury car finance. Our job as a broker is to understand the criteria each lender considers before they make a decision. We then use that information to come up with a short-list of the lenders who are likely to approve your loan at a great rate. We then present our car loan recommendations to you for discussion. Most of our clients typically focus on the interest rates and repayments. However we’ll also discuss fees and flexibility, amongst other things.

The process

Simplicity is the key, so we break the luxury car finance process into a number of small steps. We start by having a chat over the phone and then make an assessment of your individual requirements. From there, we issue you with a written quote. When you are happy to proceed, you authorise us in writing to lodge an application on your behalf.

Once you are approved

The fun part begins, now that you have your luxury car finance approval. With your luxury car loan approval in hand, all you need to do is find the car, agree on the price and we’ll take care of the rest. It’s worth mentioning, if you are buying through a private seller, your lender may require a finance inspection prior to settlement. It’s pretty simple and involves about 5 minutes of your time. Of course, every borrower will need to arrange their insurance too, but once again, it’s a very quick and simple process.  You can even do it over the phone with most insurers. We make getting a luxury car finance approval easy.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

The support is outstanding

Great experience,,great results,.. Michael is very easy to deal with,explains everything in a simple understandable way,,goes above and beyond for his clients t…

- By Anonymous 4 months ago

A good guy to have in your corner

Michael was courteous, professional and made the whole process easy for our purchase. His knowledge and assurance was a huge help every step of the way.

- By Richard Sinclair 5 months ago

Thanks to Michael we can sleep easier great to see real people who care

Great relations with Micheal really there to help could not ask for better our family are forever grateful

- By Cory Oliver 6 months ago

Absolutely amazing!

Michael supported me through the whole process from start to finish and more! Michael is kind and professional and I’m so thankful for his help.

- By Lauren Brunjes 8 months ago

Client Feedback

I would highly recommend Michael and his team. The whole process was on point. Michael was so professional and he made everything so easy to understand.

- By Danielle Caleta 9 months ago

Client Feedback

Great friendly service

- By Anonymous 12 months ago

You Can Finance is rated 5 for customer satisfaction by 33 customers

Questions

How can I get a great luxury car loan?

The right luxury car loan for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing a luxury car loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

How long does it take to get a luxury car loan quote?

Not long at all. You can request a Quick Quote online and we’ll have it back to you in no time at all. Alternatively, we can chat over the phone to find out what you’re looking for and then email or post it you in writing. Either way, as quickly as you can answer the questions relevant to your situation, we can give you a quote.

Do I need to inspect the car before I purchase it?

It’s generally advisable to make sure you are happy with the car you are buying, however the choice is entirely yours. Some finance companies request a third party inspect the vehicle for finance purposes to make sure the VIN and Engine number match the registration papers, and some clients choose to get a mechanical inspection done at the same time. The choice is yours.

Can I buy the car in the name of my business?

If you run a business, then of course. However, we’d encourage you to check with your Accountant first.

How much can I spend?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll send you back some figures.

Hints and tips

What can I do to get the best deal?

Long term stable employment and the time you have lived in both your current and previous homes go a long way to making a lot of lenders feel comfortable that you will be a low risk borrower. If the lender feels that you are low risk, then you’ll more likely be eligible the best car loan deals. However, there are more important things in life that override your decisions to move jobs or homes. So focus on things like making sure that you pay your bills on time and avoid getting any reversals or dishonours on your bank statements, as these can often lead you further away from the best deals.

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 17 years of industry experience and are confident that we can assist you in finding a great deal.