Quick Quote

Quotes are confidential, and there is absolutely no cost or obligation.

Luxury Car Finance

We make it easy

We specialise in helping people just like you to get luxury car finance or a luxury car loan. Using a broker is the easiest way to help reduce some of the stress you may feel when arranging luxury car finance. Our job as a broker is to understand the criteria each lender considers before they make a decision. We then use that information to come up with a short-list of the lenders who are likely to approve your loan at a great rate. We then present our car loan recommendations to you for discussion. Most of our clients typically focus on the interest rates and repayments. However we’ll also discuss fees and flexibility, amongst other things.

The process

Simplicity is the key, so we break the luxury car finance process into a number of small steps. We start by having a chat over the phone and then make an assessment of your individual requirements. From there, we issue you with a written quote. When you are happy to proceed, you authorise us in writing to lodge an application on your behalf.

Once you are approved

The fun part begins, now that you have your luxury car finance approval. With your luxury car loan approval in hand, all you need to do is find the car, agree on the price and we’ll take care of the rest. It’s worth mentioning, if you are buying through a private seller, your lender may require a finance inspection prior to settlement. It’s pretty simple and involves about 5 minutes of your time. Of course, every borrower will need to arrange their insurance too, but once again, it’s a very quick and simple process.  You can even do it over the phone with most insurers. We make getting a luxury car finance approval easy.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 3 days ago

Client Feedback

we had a gentleman called Michael Bowlng he is fantastic person to deal with and he cares about his clients, he goes above and beyond to help in every way he ca…

- By Annette Saxby 4 weeks ago

Cannot recommend enough!

Cannot recommend Michael enough! He made the whole process on getting my car super easy and dealt with any issues that arose along the way. It was my first time…

- By Mikaela Callender 1 month ago

Top job

Yes I would buy with you guys again Michel made the experience so easy

- By Nathan Lutiger 4 months ago

Very happy and stress free

I didnt know what to expect as this was the first time i used a non bank lender. I was treat with understanding and dignity throughout the whole process. Was gi…

- By Darryl Gatfield 4 months ago

I will use them again

I don’t tick all the boxes that Lender’s seem to look at these days, so I knew from the start my loan application was not going to be easy before I started. To …

- By Anonymous 9 months ago

You Can Finance is rated 4.9 for customer satisfaction by 11 customers

Questions

How can I get a great luxury car loan?

The right luxury car loan for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing a luxury car loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

How long does it take to get a luxury car loan quote?

Not long at all. You can request a Quick Quote online and we’ll have it back to you in no time at all. Alternatively, we can chat over the phone to find out what you’re looking for and then email or post it you in writing. Either way, as quickly as you can answer the questions relevant to your situation, we can give you a quote.

Do I need to inspect the car before I purchase it?

It’s generally advisable to make sure you are happy with the car you are buying, however the choice is entirely yours. Some finance companies request a third party inspect the vehicle for finance purposes to make sure the VIN and Engine number match the registration papers, and some clients choose to get a mechanical inspection done at the same time. The choice is yours.

Can I buy the car in the name of my business?

If you run a business, then of course. However, we’d encourage you to check with your Accountant first.

How much can I spend?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll send you back some figures.

Hints and tips

What can I do to get the best deal?

Long term stable employment and the time you have lived in both your current and previous homes go a long way to making a lot of lenders feel comfortable that you will be a low risk borrower. If the lender feels that you are low risk, then you’ll more likely be eligible the best car loan deals. However, there are more important things in life that override your decisions to move jobs or homes. So focus on things like making sure that you pay your bills on time and avoid getting any reversals or dishonours on your bank statements, as these can often lead you further away from the best deals.

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 15 years of industry experience and are confident that we can assist you in finding a great deal.