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Bike Finance

Look for a bike with confidence

We specialise in helping people just like you to get bike finance or a bike loan approval. With a bike loan pre-approval, you can look for a bike with confidence. Knowing that your finance is ready to go provides great peace of mind. Above all, it means that if there’s an opportunity to negotiate the price, it’ll show the seller that you are serious.

Benefits of a pre-approval

Having a pre-approval means that the lender is happy to provide you with bike finance. In addition, it will speed things up when you do decide to buy. Best of all, there’s generally no cost or obligation to get a bike finance pre-approval. Once you receive your bike loan pre-approval and we get the appropriate paperwork from the seller, we can typically get your loan contracts to you within 10 minutes. As soon as they are signed, we can settle your loan, which means you can pick up your bike.

The process

Simplicity is the key, so we break the bike finance pre-approval process into a number of small steps. We start by having a chat over the phone. Alternatively, you are welcome to request a Quick Quote and complete our online application form. From there, we make an assessment of your individual requirements. Then we’ll issue you with a written quote for your bike finance. When you are happy to proceed, you authorise us in writing to lodge an application on your behalf.

Once you are approved

The fun part begins, now that you have your bike loan pre-approval. You do the shopping and enjoy the test ride and we’ll do the rest. With your bike finance pre-approval in hand, all you need to do is find the bike, agree on the price and we’ll take care of the rest. Of course, every borrower will need to arrange their insurance too, but once again, it’s a very quick and simple process.  You can even do it over the phone with most insurers. We make getting a bike finance approval simple.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 3 days ago

Client Feedback

we had a gentleman called Michael Bowlng he is fantastic person to deal with and he cares about his clients, he goes above and beyond to help in every way he ca…

- By Annette Saxby 4 weeks ago

Cannot recommend enough!

Cannot recommend Michael enough! He made the whole process on getting my car super easy and dealt with any issues that arose along the way. It was my first time…

- By Mikaela Callender 1 month ago

Top job

Yes I would buy with you guys again Michel made the experience so easy

- By Nathan Lutiger 4 months ago

Very happy and stress free

I didnt know what to expect as this was the first time i used a non bank lender. I was treat with understanding and dignity throughout the whole process. Was gi…

- By Darryl Gatfield 4 months ago

I will use them again

I don’t tick all the boxes that Lender’s seem to look at these days, so I knew from the start my loan application was not going to be easy before I started. To …

- By Anonymous 9 months ago

You Can Finance is rated 4.9 for customer satisfaction by 11 customers

Questions

How much can I spend?

That’s exactly what we can help you with – request a Quick Quote now and we’ll send you a quote within a few minutes. You may have been declined and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in an application – just ask and we can help.

How long does it take to get a bike loan approval?

If you have your paperwork handy, from the time you call us to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is very straight forward and easy process.

Can I buy a used bike from a private seller?

Yes, it’s pretty easy and very similar to buying from a dealer, it just involves a few extra pieces of paperwork, such as a copy of the registration papers and the details of who the lender needs to pay for the bike. Your broker will take care of that for you. That’s what we’re here for.

I am self-employed, does this make a difference?

It might mean that we need a little less or a little more paperwork. Your broker will help you to make the process simple and easy.

I have bad credit, can I still get a loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

Hints and tips

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 15 years of industry experience and are confident that we can assist you in finding a great deal.

Can a broker improve my credit rating?

Each time you put in an application and it gets declined, it generally counts against you. An experienced broker will never lodge a loan application unless they are pretty sure it meets all of the lender’s criteria for approval prior to submission. If the broker is not sure, they’ll generally discuss their concerns with the lender prior to submitting the application and get agreement subject to final verification, that your application meets all of the basic criteria for approval. By doing this, it helps to protect your credit score and in turn, your overall credit rating.