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Motor Finance

Discover how to get motor finance

We specialise in helping people just like you with motor finance and motor loans. If you are time poor or have credit issues, we can help you get your loan approved. Similarly, if you have a bad credit score, a default, judgement or overdue notice lodged on your credit file, we can help. If you have previously entered a Part IX or Part X, been declared bankrupt, our team can help too. No matter what you need, we make it easy to get motor finance.

It’s easy if you know how

We make approvals easy because we start with the basics when we provide easy motor loans, we ask you the obvious questions like what you want to buy and how much you want to spend. These simple details can make a big difference to our recommendations. We’ll also explain the things you can look for that will bring the motor finance cost down. From there, we look at your personal financial situation and compare suitable options. After that, we present them in an easy to understand, written quote.

Motor loan approvals

When we provide motor finance, we do the paperwork for you and sell your loan to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job. If you need a motor loan, then request a Quick Quote now.

Approval to delivery – we make that easy too

Our team are experts in making the paperwork for motor finance run smoothly too, that’s why so many people choose us for their loan approval. In other words, all you have to do is make sure you are happy that the paperwork meets with your requirements and then wait for our call to tell you to pick up your motor. We make getting a motor loan, as easy as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Absolutely the best service and prompt responses that you could get

Michael cared for my outcome and did what ever he could to help

- By Matthew Garoni 1 day ago

Review was fast and efficient

Communication was great…

- By Anonymous 2 days ago

My go too when needing finance

Excellent service quick and stress free Michael took the stress out of the loan process, and got us the best interest rate

- By Anonymous 1 month ago

Excellent!

Outstanding service and knowledge from Michael. A pleasure to deal with and very prompt. Certainly worth engaging the services of a knowledgeable broker rather …

- By Anonymous 2 months ago

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 2 months ago

Client Feedback

we had a gentleman called Michael Bowlng he is fantastic person to deal with and he cares about his clients, he goes above and beyond to help in every way he ca…

- By Annette Saxby 3 months ago

You Can Finance is rated 4.9 for customer satisfaction by 15 customers

Questions

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

How much can I spend?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll send you back some numbers.

I have bad credit, can I still get a motor finance?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 15 years.

Can I buy a motor from a private seller?

Yes, with some lenders, the rate will be the same if you buy privately or from a dealer. Some lenders will also require you to engage a third-party inspector to view the car prior to settlement. Alternatively, we can recommend a lender that will provide you with a great price and the flexibility.

I am self-employed, does this make a difference?

It might mean that we need a little less or a little more paperwork. We’ll help you to make the process simple and easy.

How long does it take to get motor finance?

If you have your paperwork handy, from the time you complete the Quick Quote form to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

Hints and tips

What can I do to get the best deal?

Long term stable employment and the time you have lived in both your current and previous homes go a long way to making a lot of lenders feel comfortable that you will be a low risk borrower. If the lender feels that you are low risk, then you’ll more likely be eligible for the best motor loan deals. However, there are more important things in life that override your decisions to move jobs or homes. So focus on things like making sure that you pay your bills on time and avoid getting any reversals or dishonours on your bank statements, as these can often lead you further away from the best deals.

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 15 years of industry experience and are confident that we can assist you in finding a great deal.