Quick Quote

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Truck Finance

Finance made simple

We help people just like you to make truck finance or loan simple. The process we follow for our truck finance is like a road map in getting from A to B using the fastest route possible. For instance, with 20 years of finance industry experience, there’s not much we haven’t seen or done. This experience allows us to provide you with a fantastic result. We provide simple and clear information.

It’s easy if you know how to get truck finance

We make finance easy because we start with the basics. We ask you the obvious questions like what you want to buy and how much you want to spend. These details can make a big difference to our recommendations. We’ll also explain the things you can look for that will bring the finance cost down. From there, we look at your business financial situation and compare suitable options. We’ll even check your business credit report as this may help you get you a better deal on your truck finance. After that, we present them in an easy to understand, written quote.

Truck finance and loan approvals

When we provide finance solutions, we do the paperwork for you and sell your loan to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job.

Approval to delivery – we make that easy too

Our team are experts in making the paperwork part of the process run smoothly, that’s why so many people choose us for their truck loan approval. In other words, all you have to do is make sure you are happy that the truck finance paperwork meets with your requirements and then wait for our call to tell you to pick up the keys. We make the finance process as easy as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Amazing service, Michael Is very helpful

Everything was made very clear and it was a very simple and smooth process thanks to Michael

- By Brianna Cotton 2 years ago

Fast and reliable

Michael was extremely helpful and guided me through the personal loan process in a timely way to help find an affordable product. I had some issues with submitt…

- By Roo Shannon 2 years ago

Amazing Experience 👏

Michael was amazing 👏 went above an beyond to get our finance for the new car. The first day I call him he was so helpful and had so much knowledge in finan…

- By Cassandra Formosa 2 years ago

Happy Customer

Michael made the process very smooth, effortless and quick compared to other financial institutions.

- By Lea-ann Ortolani 2 years ago

Yes, You Can Finance.

Our request for a debt consolidation loan was not a straight forward matter considering our personal circumstances. However after receiving our initial applicat…

- By Anonymous 2 years ago

Client Feedback

I would 100% recommend You Can Finance to anyone wanting to get a loan. This was my first time getting a loan out and it’s was a lot more stress free then I t…

- By Brinlee Hartwig 2 years ago

You Can Finance is rated 5 for customer satisfaction by 42 customers

Questions

How much can I borrow?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined elsewhere and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in an application – just ask and we can help you.

I have bad credit, can I still get truck finance?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 20 years.

Do I need to inspect the truck before I purchase it?

It’s generally advisable to make sure you are happy with the truck you are buying, however the choice is entirely yours. Some finance companies request a third party inspect the truck for finance purposes to make sure the VIN and Engine number match the registration papers, and some clients choose to get a mechanical inspection done at the same time. The choice is yours.

Can I buy a truck from a private seller?

Yes, with some lenders, the rate will not change if you buy privately or from a dealer. Also, some lenders will require you to engage a third-party inspector to view the truck prior to settlement. Alternatively, we can recommend a lender that will provide you with a great price and the flexibility you require.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, you really only need to start by sending us a copy of your photographic ID (i.e. Driver’s Licence). If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

How long does it take to get truck finance?

If you have your paperwork handy, from the time you complete the Quick Quote form to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

Hints and tips

What can I do to get the best deal?

Long term ABN registration and the time the business owners have lived in their current and previous homes go a long way to making a lot of lenders feel comfortable that the business will be a low risk borrower. If the lender feels that the business is a low risk borrower, then you’ll more likely be eligible for the best truck loan deals. However, there are more important things in life that override decisions to move jobs or homes. So, focus on things like making sure that the business it’s owners pay their bills or time and avoid getting any reversals or dishonours on any business bank statements, as these can often lead you further away from the best deals.

Preparation is key to a quick approval

Naturally, the easiest and quickest loan approvals tend to be offered to those who have all their paperwork up to date and on hand. However, if you are in this category, you’re probably the exception to the rule, as most people are focused on what’s happening today and sorting out the paperwork later. We know how hard most people work, so if your paperwork is not up-to-date, we can still get you approved quickly and easily. Contact us today to find out how easy it really is.