RV & Motorhome Finance

How can I get great RV or motorhome finance?

The right RV or motorhome finance for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing RV or motorhome finance, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

How much can I spend?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll send you back some numbers.

Can I buy an RV or motorhome from a private seller?

Yes, with some lenders, the rate will be the same if you buy privately or from a dealer. Also, some lenders will require you to engage a third-party inspector to inspect the vehicle prior to settlement. Alternatively, we can recommend a lender that will provide you with a great price and the flexibility you require.

How long does it take to get RV or motorhome finance?

If you have your paperwork handy, from the time you call us to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

Do I need to inspect the RV or motorhome before I purchase it?

It’s generally advisable to make sure you are happy with the RV or motorhome you are buying, however the choice is entirely yours. Some finance companies request a third party inspect the RV or motorhome for finance purposes to make sure VIN and Engine number match the registration papers, and some clients choose to get a mechanical inspection done at the same time. The choice is yours.