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Car Loan Advice

Advice made simple

We help people just like you to make car loan advice or car finance advice simple. The process we follow for our car loan advice is like a road map in getting from A to B using the fastest route possible. With 15 years of finance industry experience, there’s not much we haven’t seen or done. Therefore, this experience allows us to provide you with a result you’ll feel great about. We provide simple and clear car finance advice.

It’s easy if you know how

We make approvals easy because we start with the basics when we provide great car loan advice, we ask you the obvious questions like what you want to buy and how much you want to spend. These details can make a big difference to your final quote. We’ll also explain the things you can look for in a car that will bring the car finance cost down. From there, we look at your personal financial situation and compare suitable options. After that, we present them in an easy to understand, written quote.

Car loan approvals

When we provide car loan advice, we do the paperwork for you and sell your loan to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job.

Approval to delivery – we make that easy too

Our team are experts in making the paperwork part of the process run smoothly, that’s why so many people choose us for their car loan approval. In other words, all you have to do is make sure you are happy that the paperwork meets with your requirements and then wait for our call to tell you to get ready to pick up the keys. We make the car finance advice process, as easy as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Excellent service

Michael was amazing… He actioned our request immediately and even when we ran into problems he found solutions. I very much appreciate the time spent on my ap…

- By Aaron Nunn 2 days ago

Good service

They are very acknowledgable , try to understand the situation and find the best way to help

- By Rod 1 month ago

Client Feedback

Michael was very helpful and explained everything in detail so there was no surprises and got the best rate possible for our consolidation needs.

- By Carl Grant 6 months ago

Client Feedback

Michael was extremely helpful and informative in every part of the loan application. I believe Michael genuinely wanted to help me get approved for the loan and…

- By Richard Maudsley 6 months ago

Above and beyond

Michael was awesome he went above and beyond to help us and we wouldn’t have our new DMax without him Yes I would recommend him to anyone 5 stars for you M…

- By Colin Cotten 7 months ago

Client Feedback

Absolutely amamzing. Did everything everyone else couldn’t and made everything Happen!! 100% the best

- By Anonymous 8 months ago

You Can Finance is rated 5 for customer satisfaction by 27 customers

Questions

Can I buy a used car from a private seller?

Yes, with some lenders, the rate will be the same if you buy privately or from a dealer. Also, some lenders will require you to engage a third-party inspector to view the car prior to settlement. Alternatively, we can recommend a lender that will provide you with a great price and the flexibility you require.

How much can I spend?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in application – just ask and we can help.

I am self-employed, does this make a difference?

It might mean that we need a little less or a little more paperwork. We will help you to make the process simple and easy.

I have bad credit, can I still get a loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere.

Do I need to inspect the car before I purchase it?

It’s generally advisable to make sure you are happy with the car you are buying, however the choice is entirely yours. Some finance companies request a third party inspect the vehicle for finance purposes to make sure VIN and Engine number match the registration papers, and some clients choose to get a mechanical inspection done at the same time. The choice is yours.

How can I get the best car loan?

The best car loan for you will come down to your individual circumstances. Unfortunately, there is no ‘one size fits all’ answer. When comparing a car loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

Hints and tips

What can I do to get the best deal?

Long term stable employment and the time you have lived in both your current and previous homes go a long way to making a lot of lenders feel comfortable that you will be a low risk borrower. If the lender feels that you are low risk, then you’ll more likely be eligible the best car loan deals. However, there are more important things in life that override your decisions to move jobs or homes. So focus on things like making sure that you pay your bills on time and avoid getting any reversals or dishonours on your bank statements, as these can often lead you further away from the best deals.

Can I get an approval with bad credit?

Leave it to an expert. The best thing you can do is talk to a broker who specialises in bad credit car loans. They can help you apply to a lender who is likely to say yes the first time. Most lenders specialise in providing loans to different groups of people, so if you have bad credit and apply to a lender who, for example, specialises in people with ‘A’ grade credit, then you are likely to be declined and this will count against you when you go to the next lender. Our job is to find a lender who understands your situation and is likely to approve your loan the first time.