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Personal Loan

Finance made simple

We help people just like you to make personal loans and finance simple. The process we follow for our personal loans is like a road map in getting from A to B using the fastest route possible. With 20 years of finance industry experience, there’s not much we haven’t seen or done. This experience allows us to provide you with an even better result. We provide simple and clear finance information.

It’s easy if you know how

We make personal loans and finance easy because we start with the basics when we provide personal loan advice, we ask you the obvious questions like what you want to buy and how much you want to spend. These details can make a big difference to your final quote. We’ll also explain the things you can look for that will bring the loan cost down. From there, we look at your personal financial situation and compare suitable options. We’ll even check your credit report as this may help you get you a better deal. After that, we present our recommendations in an easy to understand, written quote.

Personal loan approvals

When we provide personal finance, we do the paperwork for you and sell your application to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job. Then, once your application is approved, we then work with you until your personal loan is deposited into your bank account.

Approval to bank deposit – we make that easy too

Our team are experts in making the paperwork part of the process run smoothly, that’s why so many people choose us for their personal loan approvals. In other words, all you have to do is make sure you are happy that the personal finance paperwork meets with your requirements and then wait for our call to tell you to check your bank balance. We make the personal loan process, as easy as 1-2-3.

Lenders you can trust

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How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.

Australian Credit Licence (No. 511531)
FBAA Accredited Member (No. M-342583)
AFCA Member (No. 62643)

Our clients are saying

Amazing service, Michael Is very helpful

Everything was made very clear and it was a very simple and smooth process thanks to Michael

- By Brianna Cotton 2 years ago

Fast and reliable

Michael was extremely helpful and guided me through the personal loan process in a timely way to help find an affordable product. I had some issues with submitt…

- By Roo Shannon 2 years ago

Amazing Experience 👏

Michael was amazing 👏 went above an beyond to get our finance for the new car. The first day I call him he was so helpful and had so much knowledge in finan…

- By Cassandra Formosa 2 years ago

Happy Customer

Michael made the process very smooth, effortless and quick compared to other financial institutions.

- By Lea-ann Ortolani 2 years ago

Yes, You Can Finance.

Our request for a debt consolidation loan was not a straight forward matter considering our personal circumstances. However after receiving our initial applicat…

- By Anonymous 2 years ago

Client Feedback

I would 100% recommend You Can Finance to anyone wanting to get a loan. This was my first time getting a loan out and it’s was a lot more stress free then I t…

- By Brinlee Hartwig 3 years ago

You Can Finance is rated 5 for customer satisfaction by 42 customers

More Reviews

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Questions

How can I get a great personal loan?

The right personal loan for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing a personal loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

How much can I borrow?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll give you with some numbers.

I am self-employed, does this make a difference?

Yes, it can sometimes mean that there may be a little less or a little more paperwork. It’ll depend upon your individual circumstances.

How long does it take to get a personal loan?

Not long at all. You can request a Quick Quote online and we’ll have it back to you in no time at all. Alternatively, we can chat over the phone to find out what you’re looking for and then email or post it you in writing. Either way, as quickly as you can answer the questions relevant to your situation, we can give you a quote.

I have bad credit, can I still get a personal loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 20 years.

Hints and tips

Can a broker improve my credit rating?

Each time you put in an application and it gets declined, it generally counts against you. An experienced broker will never lodge a loan application unless they are pretty sure it meets all of the lender’s criteria for approval prior to submission. If the broker is not sure, they’ll generally discuss their concerns with the lender prior to submitting the application and get agreement subject to final verification, that your application meets all of the basic criteria for approval. By doing this, it helps to protect your credit score and in turn, your overall credit rating.

What can I do to get the best deal?

Long term stable employment and the time you have lived in both your current and previous homes go a long way to making a lot of lenders feel comfortable that you will be a low risk borrower. If the lender feels that you are low risk, then you’ll more likely be eligible the best car loan deals. However, there are more important things in life that override your decisions to move jobs or homes. So focus on things like making sure that you pay your bills on time and avoid getting any reversals or dishonours on your bank statements, as these can often lead you further away from the best deals.