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Best Car Loan Rates

Top 30 Car Loans – Best Car | Loan Comparison

We will help you find the best car loan rates or best car finance rates from our panel of top 30 car loan lenders. However, we are legally obliged to tell you that our panel of lenders will never be able to represent all of the available lenders in the marketplace. Our carefully chosen best car finance panel represents a broad range of major and minor lenders. These are all lenders who can provide you with an extremely competitive offering, no matter what your requirements are. Similarly, we know it will provide you with a great range and choice. Just request a 10 Second Online Quote.

Compare and save on your car loan

We also know that our average client does not have the time to spend hundreds of hours searching for the best car loan rates or best car finance deal, so they ask us to help them save both time and money with great recommendations on finance. In just a few minutes, we will show you which lender is likely to approve your loan. In addition, we will give you an idea of the best car finance rates that are available to you.

Why can’t, or shouldn’t I, do it myself?

You can find the best car loan rates yourself if you spend hundreds of hours scouring the web, or you just get lucky – you’ll probably never really know though. However, most people need a broker to help them navigate the car loan maze to find the best car finance deal for them. Every lender has a different set of criteria they use to determine how they will price your loan. As a result, it’s nothing like shopping for a home loan.

What factors determine the price of my best car loan deal?

For the best car loan rates, factors such as whether you:

use your car for business or personal purposes
the age of the car
whether you own your home, are paying it off, or renting
the type of car you are buying
the type of finance you are looking for
your credit report and/or score
how long you have been in your job and lived in your current address

are just some of the factors that determine the price you’ll end up paying for the best car loan. Our experienced car finance professionals will analyse all of this for you and provide you with an easy to read summary and recommendation for your best car finance.

Lenders you can trust

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How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.

Australian Credit Licence (No. 511531)
FBAA Accredited Member (No. M-342583)
AFCA Member (No. 62643)

Our clients are saying

Amazing service, Michael Is very helpful

Everything was made very clear and it was a very simple and smooth process thanks to Michael

- By Brianna Cotton 2 years ago

Fast and reliable

Michael was extremely helpful and guided me through the personal loan process in a timely way to help find an affordable product. I had some issues with submitt…

- By Roo Shannon 2 years ago

Amazing Experience 👏

Michael was amazing 👏 went above an beyond to get our finance for the new car. The first day I call him he was so helpful and had so much knowledge in finan…

- By Cassandra Formosa 2 years ago

Happy Customer

Michael made the process very smooth, effortless and quick compared to other financial institutions.

- By Lea-ann Ortolani 2 years ago

Yes, You Can Finance.

Our request for a debt consolidation loan was not a straight forward matter considering our personal circumstances. However after receiving our initial applicat…

- By Anonymous 2 years ago

Client Feedback

I would 100% recommend You Can Finance to anyone wanting to get a loan. This was my first time getting a loan out and it’s was a lot more stress free then I t…

- By Brinlee Hartwig 3 years ago

You Can Finance is rated 5 for customer satisfaction by 42 customers

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Questions

How can I get the best car loan rates?

The best car loan for you will come down to your individual circumstances. Unfortunately, there is no ‘one size fits all’ answer. When comparing a car loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

Can I buy a used car from a private seller?

Yes, with some lenders, the rate will not change if you buy privately or from a dealer. Also, some lenders will require you to engage a third-party inspector to view the car prior to settlement. Alternatively, we can recommend a lender that will provide you with a great price and the flexibility you require.

How much can I spend?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll send you back some numbers.

I am self-employed, does this make a difference?

Yes, it can sometime mean that your interest rate will be even cheaper. It’ll depend upon your individual circumstances.

Can I buy the car in the name of my business?

If you run a business, then of course. However we’d encourage you to check with your Accountant first.

I have bad credit, can I still get a loan?

We have been helping people with bad credit for over 20 years.

Hints and Tips

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 20 years of industry experience and are confident that we can assist you in finding a great deal.

What can I do to get the best deal?

Long term stable employment and the time you have lived in both your current and previous homes go a long way to making a lot of lenders feel comfortable that you will be a low risk borrower. If the lender feels that you are low risk, then you’ll more likely be eligible for the best car loan deals. However, there are more important things in life that override your decisions to move jobs or homes. So focus on things like making sure that you pay your bills on time and avoid getting any reversals or dishonours on your bank statements, as these can often lead you further away from the best deals.