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Easy Car Finance

Discover how to get easy car finance

We specialise in helping people just like you with easy car finance and easy car loans. If you are time poor or have credit issues, we can help you get your loan approved. Similarly, if you have a bad credit score, a default, judgement or overdue notice lodged on your credit file, we can help. If you have previously entered a Part IX or Part X, been declared bankrupt, our team can help too. No matter what you need, we make it simple to get easy car finance.

It’s easy if you know how

We make approvals easy because we start with the basics when we provide easy car loan advice. We ask you the obvious questions like what you want to buy and how much you want to spend. These simple details can make a big difference to our recommendation. We’ll also explain the things you can look for in a car that will bring the car finance cost down. From there, we look at your personal financial situation and compare suitable options. After that, we present them in an easy to understand, written quote.

Car loan approvals

When we provide easy car finance, we do the paperwork for you and sell your loan to the lender. Emphasising all the reasons why your loan should be approved is a very important part of our job. If you need an easy car loan, then request a Quick Quote now.

Approval to delivery – we make that easy too

Our team are experts in making the paperwork for easy car finance run smoothly too, that’s why so many people choose us for their car loan approval. In other words, all you have to do is make sure you are happy that the paperwork meets with your requirements and then wait for our call to tell you to pick up the keys. We make the process for an easy car loan, as easy as 1-2-3.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

The support is outstanding

Great experience,,great results,.. Michael is very easy to deal with,explains everything in a simple understandable way,,goes above and beyond for his clients t…

- By Anonymous 4 months ago

A good guy to have in your corner

Michael was courteous, professional and made the whole process easy for our purchase. His knowledge and assurance was a huge help every step of the way.

- By Richard Sinclair 5 months ago

Thanks to Michael we can sleep easier great to see real people who care

Great relations with Micheal really there to help could not ask for better our family are forever grateful

- By Cory Oliver 6 months ago

Absolutely amazing!

Michael supported me through the whole process from start to finish and more! Michael is kind and professional and I’m so thankful for his help.

- By Lauren Brunjes 8 months ago

Client Feedback

I would highly recommend Michael and his team. The whole process was on point. Michael was so professional and he made everything so easy to understand.

- By Danielle Caleta 9 months ago

Client Feedback

Great friendly service

- By Anonymous 12 months ago

You Can Finance is rated 5 for customer satisfaction by 33 customers

Questions

How much can I spend?

That’s exactly what we can help you with – request a Quick Quote now and we’ll let you know within a few minutes. You may have been declined and told you were unable to afford the loan. A good broker should be able to give you a reasonable idea of what you can afford before you put in an application – just ask and we can help.

I am self-employed, does this make a difference?

It might mean that we need a little less or a little more paperwork. We’ll help you to make the process simple and easy.

I have bad credit, can I still get a loan?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 17 years.

How long does it take to get a car loan approval?

If you have your paperwork handy, from the time you call us to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

How can I get a great car loan?

The right car loan for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing a car loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

Hints and tips

Can a broker improve my credit rating?

Each time you put in an application and it gets declined, it generally counts against you. An experienced broker will never lodge a loan application unless they are pretty sure it meets all of the lender’s criteria for approval prior to submission. If the broker is not sure, they’ll generally discuss their concerns with the lender prior to submitting the application and get agreement subject to final verification, that your application meets all of the basic criteria for approval. By doing this, it helps to protect your credit score and in turn, your overall credit rating.

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 17 years of industry experience and are confident that we can assist you in finding a great deal.