Quick Quote

Quotes are confidential, and there is absolutely no cost or obligation.

Refinance

Easy car loan refinance

We specialise in helping people just like you with a car loan refinance or refinancing of a car loan. Our job is to help compare different car finance options from a wide variety of lenders in the market-place. If you are looking for a great deal, we can show you how to get it. There’s no one-size fits all approach to car loans, so we aim to provide you with an easy summary.

It’s easy if you know how

We make refinance approvals easy because we start with the basics when we provide car loan information. These simple details can make a big difference to our recommendations. From there, we look at your personal financial situation and compare suitable options. After that, we present them in an easy to understand, written quote.

Are there any fees?

Your car refinance quote will clearly set-out any known fees. Guess what – there no set method for calculating fees either in a refinancing quote. Generally though, most car loans include have an application fee and a monthly fee. Therefore, considering the overall cost of the loan becomes an important factor. That is exactly what we can help you with when we provide you with a car refinance quote.

How do I know if it’s a good deal?

When you receive your car refinancing quote, we also give you the reasons as to why we have selected the specific product(s) for you. In addition, we’ll give you your car loan repayments, so there’s no need for you to use an online car loan calculator. We’ll then give you an opportunity to ask us any questions. We are very open and transparent about everything we do, so please feel free to ask anything you want. We make it as easy as 1-2-3.

 

 

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Client Feedback

Fantastic service and communication. Quick and easy. Thanks Michael!

- By Nic Farman 1 day ago

Absolutely the best service and prompt responses that you could get

Michael cared for my outcome and did what ever he could to help

- By Matthew Garoni 2 months ago

Review was fast and efficient

Communication was great…

- By Anonymous 2 months ago

My go too when needing finance

Excellent service quick and stress free Michael took the stress out of the loan process, and got us the best interest rate

- By Anonymous 3 months ago

Excellent!

Outstanding service and knowledge from Michael. A pleasure to deal with and very prompt. Certainly worth engaging the services of a knowledgeable broker rather …

- By Anonymous 4 months ago

Client Feedback

Michael has been so helpful and supportive through the whole process, keeping us updated and totally informed of what was happening. Being able to contact Micha…

- By Yolandi Nel 4 months ago

You Can Finance is rated 5 for customer satisfaction by 10 customers

Questions

Can I refinance a car in the name of my business?

If you run a business, then of course.

I am self-employed, does this make a difference?

It might mean that we need a little less or a little more paperwork. We’ll help you to make the process simple and easy.

How can I get a great refinance deal?

The right refinance loan for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing a refinance loan, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

How long does it take to refinance?

If you have your paperwork handy, from the time you complete the Quick Quote form to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

How much can I refinance?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll send you back some numbers.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, if you work for someone else (e.g. PAYG), you really only need to start by sending us your 2 most recent payslips and a copy of your photographic ID (i.e. Driver’s Licence). If you’re self-employed and hold your own ABN, just start by sending us a copy of your Driver’s Licence. If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and easy process.

Hints and tips

What can I do to get the best deal?

Long term stable employment and the time you have lived in both your current and previous homes go a long way to making a lot of lenders feel comfortable that you will be a low risk borrower. If the lender feels that you are low risk, then you’ll more likely be eligible for the better car loan deals. However, there are more important things in life that override your decisions to move jobs or homes. So focus on things like making sure that you pay your bills on time and avoid getting any reversals or dishonours on your bank statements, as these can often lead you further away from the best deals.

Can I get an approval with bad credit?

Leave it to an expert. The best thing you can do is talk to a broker who specialises in bad credit car loans. We can help you apply to a lender who is likely to say yes the first time. Most lenders specialise in providing loans to different groups of people, so if you have bad credit and apply to a lender who, for example, specialises in people with ‘A’ grade credit, then you are likely to be declined and this will count against you when you go to the next lender. Our job is to find a lender who understands your situation and is likely to approve your loan the first time.