Quick Quote

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Business Equipment Finance

Look for equipment with confidence

We specialise in helping people just like you to get business equipment finance or a business equipment loan. This means that with a pre-approval, you can shop for the gear you want with confidence. Knowing that your finance is ready to go provides great peace of mind. Above all, it means that if there’s an opportunity to negotiate on the equipment price, it’ll show the seller that you are serious.

Compare and save

Our process makes it easy to understand the difference between a good deal and a bad one. In other words, the way business equipment finance is priced can often seem like a minefield to the average person. We aim to make the process transparent and clear. Above all, we take the time to explain the reasons for our recommendations.  We’ll even check your business credit report as this may help you get you a better deal. For instance, a simple comparison chart only shows a small fraction of what you need to know to adequately make an equipment loan comparison.

The process

Simplicity is the key, so we break the process for business equipment finance into a number of small steps. We start by having a chat over the phone, then we make an assessment of your requirements. From there, we issue you with a written quote. When you are happy to proceed, you authorise us in writing to lodge an application on your behalf. Once you receive the business equipment loan pre-approval, you are now good to go.

Once you are approved

It’s all pretty quick from here, now that you have a pre-approval for your business equipment finance. You do the buying and we’ll do the rest. With the knowledge that your business equipment loan is in hand, all you need to do is find the equipment, agree on the price and we’ll take care of the rest. It’s worth mentioning, if you are buying through a private seller, your lender may require a finance inspection prior to settlement. It’s pretty simple and involves about 5 minutes of your time. Of course, every borrower will need to arrange their insurance too, but once again, it’s a very quick and simple process.  You can even do it over the phone with most insurers. We make getting a loan approval simple.

Lenders you can trust

How we can help you

You Can Finance, part of You Can Group, specialises in helping everyday Australians, tradies and business owners to finance cars, trucks, motorbikes, equipment, caravans, boats, jet-skis and other business equipment.
  • Australian Credit Licence (No. 511531)
  • FBAA Accredited Member (No. M-342583)
  • AFCA Member (No. 62643)
You Can Finance - Lenders you can trust

Our clients are saying

Amazing service, Michael Is very helpful

Everything was made very clear and it was a very simple and smooth process thanks to Michael

- By Brianna Cotton 2 years ago

Fast and reliable

Michael was extremely helpful and guided me through the personal loan process in a timely way to help find an affordable product. I had some issues with submitt…

- By Roo Shannon 2 years ago

Amazing Experience 👏

Michael was amazing 👏 went above an beyond to get our finance for the new car. The first day I call him he was so helpful and had so much knowledge in finan…

- By Cassandra Formosa 2 years ago

Happy Customer

Michael made the process very smooth, effortless and quick compared to other financial institutions.

- By Lea-ann Ortolani 2 years ago

Yes, You Can Finance.

Our request for a debt consolidation loan was not a straight forward matter considering our personal circumstances. However after receiving our initial applicat…

- By Anonymous 2 years ago

Client Feedback

I would 100% recommend You Can Finance to anyone wanting to get a loan. This was my first time getting a loan out and it’s was a lot more stress free then I t…

- By Brinlee Hartwig 3 years ago

You Can Finance is rated 5 for customer satisfaction by 42 customers

Questions

How can I get great business equipment finance?

The right business equipment finance for you will come down to your individual circumstances. There is no ‘one size fits all’ answer. When comparing business equipment finance, factors such as how long you want to borrow the money for and whether you want to pay it out early can also weigh in on the final choice you’ll make.

How long does it take to get business equipment finance?

If you have your paperwork handy, from the time you complete the Quick Quote form to the time you are approved, can be less than 4 hours. Realistically, we know from experience that many people are often at work or have other more important things going on (i.e. the kids are screaming in the background), so by the time most people are typically ready to get things moving, allowing 24-48 hours is a good place to start. We can move things as quickly or as slowly as you want – the choice is yours.

How much can I borrow?

That’s exactly what our experienced brokers can tell you. Fill in the Quick Quote form and we’ll be able to answer that question for you.

I have bad credit, can I still get business equipment finance?

Yes, there’s not much we haven’t seen. We are experts in getting loans approved when they have been declined elsewhere. We have been helping people with bad credit for over 20 years.

What kinds of things do I need to provide to get an approval?

These days, with internet banking, you really only need to start by sending us a copy of your photographic ID (i.e. Driver’s licence). If we need anything else from there, we’ll let you know exactly what the lender requires as it varies considerably depending upon your circumstances. Generally, a self-employed application is a very straight forward and an easy process.

I’ve only had an ABN for 1 day, can I get a loan?

Yes, request a finance Quick Quote now and we’ll send you back a quote. There’s a couple of minor differences in the questions the lender might ask, but apart from that it’s pretty straight forward and easy.

Hints and tips

Brokers can equal better deals

Finding the best interest rate is only half the job of a broker, if you are to find the overall best deal. A broker will also help you to get your loan approved. We’ll take the time to quickly understand your individual situation prior to providing you with a written quote. At You Can Finance we have an extensive panel of lenders and over 20 years of industry experience and are confident that we can assist you in finding a great deal.

Can I get an approval with bad credit?

Leave it to an expert. The best thing you can do is talk to a broker who specialises in bad credit loans. That is exactly what we do. We can help you apply to a lender who is likely to say yes the first time. Most lenders specialise in providing loans to different groups of people, so if you have bad credit and apply to a lender who, for example, specialises in people with ‘A’ grade credit, then you are likely to be declined and this will count against you when you go to the next lender. Our job is to find a lender who understands your situation and is likely to approve your loan the first time.